28 Francesca Ave, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 28 Francesca Ave, Somerville, MA 02144

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,872 sqft · built 1905
Lot Size	0.112 acres (4,865 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Oct 2021)
Tax Bill	$19,732 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-H-23`

Property Details

APN / Parcel Number

Primary APN	`20-H-23`
Alternative APNs	`SOME M:20 B:H L:23` `2088030`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,872 sqft Living Area
Gross Area	5,815 sqft
Basement Area	1,340 sqft
Unfinished Basement	1,340 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,865 sqft (0.112 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2088030
Street Address	28 FRANCESCA AVE
City	SOMERVILLE
State	MA
Zip	02144-2002
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NR
Legal Block	H
Legal Lot Number	23
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4003
Census Tract	350400

Owner

28 Francesca Ave, a triplex, is owned and occupied by two individuals who bought it in October 2021.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 FRANCESCA AVE, SOMERVILLE, MA 02144-2002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Mar 1, 2006 · Amount on File
Deed Document Number	2021235129
Deed Book / Page	79004 / 323
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Oct 27, 2021
Property Address	28 FRANCESCA AVE, SOMERVILLE, MA 02144-2002
Document Number	79004-323
Book / Page	79004 / 323
Instrument Date	Oct 27, 2021
Instrument	235129
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17 KIDDER AVE, SOMERVILLE, MA 02144-2005

Mortgage

Document Number	235130
Date	Oct 27, 2021
Instrument	235130

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28 Francesca Ave was $19,732, up 8.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$19,732.00 (+8.41%)	$1,797,100 (+7.71%) Land $802,500 Building $994,600
2025	$18,202.00 (+6.21%)	$1,668,400 (+2.42%) Land $764,200 Building $904,200
2024	$17,137.00 (+2.25%)	$1,629,000 (+0.5%) Land $764,200 Building $864,800
2023	$16,760.00	$1,620,900 Land $764,200 Building $856,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Francesca Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 units insured incl. 3 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Francesca Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	564 / 125
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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