28 Fox Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 28 Fox Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,231 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$16,254 (2024)
Deeds & Mortgages	Mar 2019 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 89.-1-5`

Property Details

APN / Parcel Number

Primary APN	`473489 89.-1-5`
Alternative APNs	`0800-089.00-01.00-005.000` `348908900000010050000000` `47340021589`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,231 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	1,050 sqft
2nd Floor Area	1,181 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	28 FOX LN
City	COMMACK
State	NY
Zip	11725-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-182276 TC-52 *2419 SEC 2 LOT 256 BIRCHWOOD PARK AT COMMACK
Legal Block	1
Legal Lot Number	5
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2030
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 FOX LN, COMMACK, NY 11725-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2019	Deed of Trust, Mortgage · Balloon Mortgage JPMORGAN CHASE BANK NA
Aug 22, 2018	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	28 FOX LN, COMMACK, NY 11725-2005
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230110593
Date	Mar 14, 2019
Book Page	23011/593
Instrument	DJ042142

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2047

August 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	28 FOX LN, COMMACK, NY 11725-2005
Document Number	0230110594
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FOX LN COMMACK NY 117252005, COMMACK, NY 11725-2005

Mortgage

Document Number	0230110594
Date	Mar 14, 2019
Book Page	023011/000594

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,920 (-) Land $300 Building $5,620	$740,000 (+10,774.36%) Land $37,500 Building $702,500
2024	$16,254.00
2023		$5,920 Land $300 Building $5,620	$6,805 Land $345 Building $6,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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