Kenton County property record for 28 Floral Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · built 2022 |
| Lot Size | 0.34 acres (14,821 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,500 (May 2021) |
| Tax Bill | $3,367 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-40-05-121.10 |
| Primary APN | 028-40-05-121.10 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 14,821 sqft (0.34 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 28 FLORAL AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHLEY OAKS LOT 10 |
| Legal Subdivision | ASHLEY OAKS |
| Legal Lot Number | 10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 64700 |
28 Floral Ave is owned and occupied by two individuals who bought it in May 2021.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 FLORAL AVE, FT MITCHELL, KY 41017-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| May 12, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on File |
| Deed Sale | May 12, 2021 · Amount on File |
| Prior Sale | Mar 28, 2019 · Amount on File |
| Deed Document Number | 20215900110 |
| Deed Book / Page | 90 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 28 FLORAL AVE, FT MITCHELL, KY 41017-2916 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900160 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 243/416 |
| Instrument | 21071905900160 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 12, 2021 |
| Property Address | 28 FLORAL AVE, FT MITCHELL, KY 41017-2916 |
| Document Number | 0005900110 |
| Book / Page | 90 / 51 |
| Map Reference | SL 2208 |
| Instrument Date | May 7, 2021 |
| Instrument | 21051205900110 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $150.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 W MAPLE AVE, FT MITCHELL, KY 41011-2649 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 27 VIRGINIA AVE, FORT MITCHELL, KY 41017-2959 |
The 2025 property tax bill for 28 Floral Ave was $3,367.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900,500 (-) Land $150,500 Building $750,000 | $900,500 (-) Land $150,500 Building $750,000 | |
| 2025 | $3,367.00 | $900,500 Land $150,500 Building $750,000 | $900,500 Land $150,500 Building $750,000 |
| 2023 | $3,665.00 (+471.76%) | $900,500 (+498.34%) Land $150,500 Building $750,000 | $900,500 (+498.34%) Land $150,500 Building $750,000 |
| 2022 | $641.00 | $150,500 Land $150,500 | $150,500 Land $150,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Floral Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28 Floral Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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