28 Flat St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 28 Flat St, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.498 acres (21,693 sqft)
OwnerCompany Name on File
Tax Bill$438 (2025)
Deeds & MortgagesMay 2022 Refinance
Flood ZoneZone X (minimal risk)
APN8874-52

Property Details

APN / Parcel Number

Primary APN8874-52
Alternative APN
  • CUMB M:054 B:0053 L:000

Exterior

Lot Area21,693 sqft (0.498 acres)

Location & Zoning

Account Number8874-52
Street Address28 FLAT ST
CityCUMBERLAND
StateRI
Zip02864-2308
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Block53
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2014
Census Tract11403

Owner

Source: Cumberland Town records · APN 8874-52

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3 FLAT ST, CUMBERLAND, RI 02864-2307
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address28 FLAT ST, CUMBERLAND, RI 02864-2308
Transaction TypeMortgage
Record UpdatedJun 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001931-842
DateMay 23, 2022
Book Page1931/842
Instrument133183
Lender
NameBANK RHODE ISLAND
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$438.00 (+5.54%)$35,700 (-) Land $35,700
2023$415.00 (-1.19%)$35,700 (+27.5%) Land $35,700
2022$420.00$28,000 Land $28,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070114032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1982–2010)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Flat St

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