Westchester County and Mount Pleasant Town property record for 28 Flag Hill Rd, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,064 sqft · built 1973 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,753,000 (Mar 2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 99.14-2-10 |
| Primary APN | 553489 99.14-2-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,064 sqft Living Area |
| 1st Floor Area | 3,064 sqft |
| Basement Area | 518 sqft |
| Unfinished Basement | 518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 2,543 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 05357000 |
|---|---|
| Street Address | 28 FLAG HILL RD |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-3018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 11800 |
Source: Westchester County and Mount Pleasant Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 FLAG HILL RD, CHAPPAQUA, NY 10514-3018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Aug 21, 2020 | Loan Modification, Mortgage · Conventional with PMI KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on Record |
| Deed Sale | Mar 12, 2024 · Amount on Record |
| Deed Document Number | 20243143 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Mar 12, 2024 |
| Property Address | 28 FLAG HILL RD, CHAPPAQUA, NY 10514-3018 |
| Document Number | 0640723143 |
| Map Reference | MAP 14965 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 640723143 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | RECORD & RETURN TTL AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,012.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 FLAG HILL RD, CHAPPAQUA, NY 10514-3018 |
| Name | Verified Name |
|---|---|
| Address | 3685 SCHOONER RDG, ALPHARETTA, GA 30005-4290 |
| Document Number | 0640723174 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 640723174 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 28 FLAG HILL RD, CHAPPAQUA, NY 10514-3018 |
| Document Number | 0602443299 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | CROSS COUNTRY ABSTRACT LLC, CROSS CNTRY ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 28 FLAG HILL RD CHAPPAQUA NY 105143018, CHAPPAQUA, NY 10514-3018 |
| Document Number | 0602443299 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 060244/003299 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 28 FLAG HILL RD, CHAPPAQUA, NY 10514-3018 |
| Document Number | 0602443318 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | CROSS COUNTRY ABSTRACT LLC, CROSS CNTRY ABS LLC |
| Name | Verified Name |
|---|---|
| Address | 28 FLAG HILL RD CHAPPAQUA NY 105143018, CHAPPAQUA, NY 10514-3018 |
| Document Number | 0602443318 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 060244/003318 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Chappaqua Central School District (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $12,800 (-) Land $2,900 Building $9,900 | $1,267,327 (+5.94%) Land $287,129 Building $980,198 |
| 2024 | $12,800 (-) Land $2,900 Building $9,900 | $1,196,262 (+5.61%) Land $271,028 Building $925,234 |
| 2023 | $12,800 Land $2,900 Building $9,900 | $1,132,743 Land $256,637 Building $876,106 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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