28 Ferro Ct, Alameda, CA 94502 Property Records

Alameda County property record for 28 Ferro Ct, Alameda, CA 94502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,343 sqft · built 1995
Lot Size	0.114 acres (4,984 sqft)
Owner	2 Company Names on Record
Last Sale	$1,170,000 (Sep 2015)
Tax Bill	$19,307 (2025)
Deeds & Mortgages	May 2024 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`74-1348-64`

Property Details

APN / Parcel Number

Primary APN	`74-1348-64`
Alternative APN	`074-1348-064-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,343 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,984 sqft (0.114 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	28 FERRO CT
City	ALAMEDA
State	CA
Zip	94502-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00032 BLK: TR: 6198
Legal Subdivision	COMMUNITY HARBOR BAY ISLE
Legal Tract	6198
Legal Lot Number	32
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	4
Census Block	4013
Census Tract	428301

Owner

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28 FERRO CT, ALAMEDA, CA 94502-8003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2024	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Feb 2, 2017	Intrafamily Transfer, Transfer · ARM SAFE CU
Feb 3, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2015 · Amount on Record
Deed Sale	Sep 22, 2015 · Amount on Record
Prior Sale	May 1, 2007 · Amount on Record
Deed Document Number	2015258252
Prior Transfer Date	Sep 6, 1996
Prior Transfer Doc	0000226431
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28 FERRO CT, ALAMEDA, CA 94502-8003
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FERRO CT, ALAMEDA, CA 94502-8003

Mortgage

Document Number	0000064494
Date	May 23, 2024
Instrument	2024064494

Lender

Name	STANFORD FCU
Type	Credit Union
Address	1860 EMBARCADERO RD, PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2044

Interest

Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28 FERRO CT, ALAMEDA, CA 94502-8003
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FERRO CT, ALAMEDA, CA 94502-8003

Mortgage

Document Number	0000362503
Date	Dec 23, 2020
Instrument	2020362503

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 2, 2017
Property Address	28 FERRO CT, ALAMEDA, CA 94502-8003
Document Number	0000033548
Map Reference	MB190 PG56
Instrument Date	Jan 27, 2017
Instrument	2017033548
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 FERRO CT, ALAMEDA, CA 94502-8003

Mortgage

Document Number	0000033549
Date	Feb 2, 2017
Instrument	2017033549

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 3, 2017
Property Address	28 FERRO CT, ALAMEDA, CA 94502-8003
Document Number	0000034555
Instrument Date	Jan 27, 2017
Instrument	34555
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28 FERRO CT ALAMEDA CA 945028003, ALAMEDA, CA 94502-8003

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,405,704 (+1.49%) Land $423,811 Building $988,893
2025	$19,307.00 (+6.37%) Homeowner's exemption	$1,385,010 (+4.04%) Land $415,503 Building $969,507
2023	$18,151.00 Homeowner's exemption	$1,331,237 Land $399,371 Building $931,866	$1,603,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	4 (2022–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 840 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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