28 Farmbrook Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 28 Farmbrook Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1974
Lot Size	0.316 acres (13,752 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Mar 2017)
Tax Bill	$777 (2025)
Deeds & Mortgages	Feb 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7001-00020-0010`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7001-00020-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,230 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1987
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,752 sqft (0.316 acres)
Lean-To	95 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 FARMBROOK LN
City	PALM COAST
State	FL
Zip	32137-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORIDA PARK SEC 1 BL 2 LT 1 OR 61 PG 51 OR 1166 PG 1455 OR 1320/1384 OR 1754/487 OR 1778/1698
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	FLORIDA PARK
Legal Block	2
Legal Lot Number	1
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1020
Census Tract	60107

Owner

Source: Flagler County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 FARMBROOK LN, PALM COAST, FL 32137-8210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Prior Sale	Sep 19, 2005 · Amount on Record
Deed Document Number	20177409
Deed Book / Page	2189 / 1858
Prior Transfer Date	Jun 19, 2010
Prior Transfer Doc	0017781698
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	28 FARMBROOK LN, PALM COAST, FL 32137-8210
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FARMBROOK LN, PALM COAST, FL 32137-8210

Mortgage

Document Number	0030331668
Date	Feb 27, 2026
Book Page	3033/1668
Instrument	2026008748

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	825 Months
Due	Nov 14, 2094

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	10.1%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00 (+2.91%) Homeowner's exemption Senior Citizen's exemption	$121,225 (+5.99%)	$227,978 (+2.2%) Land $50,000 Building $177,978
2024	$755.00 (+8.17%)
2023	$698.00 (+7.06%) Homeowner's exemption Additional exemption filed	$114,378 (+3%)	$223,065 (-3.38%) Land $42,000 Building $181,065
2022	$652.00 Homeowner's exemption Additional exemption filed	$111,046	$230,866 Land $48,500 Building $182,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1991–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20