Pender County property record for 28 Evergreen Ln, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,156 sqft · built 2017 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Sep 2023) |
| Tax Bill | $3,286 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4214-13-3038-0000 |
| Primary APN | 4214-13-3038-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,156 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Porch |
| Porch Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000054697 |
|---|---|
| Street Address | 28 EVERGREEN LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 156 PB 60/30 WYNDWATER PH IIIB |
| Legal Subdivision | WYNDWATER |
| Legal Phase | 3B |
| Legal Lot Number | 156 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 920201 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 28 EVERGREEN LN, HAMPSTEAD, NC 28443-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2023 | Warranty Deed, Transfer · Seller Carry-Back STATE EMPLOYEES CU |
| Feb 26, 2020 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Jun 11, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Document Number | 0016894820 |
| Deed Book / Page | 1689 / 4820 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 1, 2023 |
| Property Address | 28 EVERGREEN LN, HAMPSTEAD, NC 28443-4006 |
| Document Number | 0048201689 |
| Book / Page | 4820 / 1689 |
| Map Reference | MB 60 PG 30 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 COVE SIDE LN, HAMPSTEAD, NC 28443-3812 |
| Name | Verified Name |
|---|---|
| Address | 28 EVERGREEN LN, HAMPSTEAD, NC 28443-4006 |
| Document Number | 0048201691 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 4820-1691 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | 5-Year CMT |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 28 EVERGREEN LN, HAMPSTEAD, NC 28443-4006 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0047050729 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 4705/729 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jun 11, 2018 |
| Property Address | 28 EVERGREEN LN, HAMPSTEAD, NC 28443-4006 |
| Document Number | 0046661835 |
| Book / Page | 004666 / 001835 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 20037723 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $674.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 EVERGREEN LN HAMPSTEAD NC 284434006, HAMPSTEAD, NC 28443-4006 |
| Document Number | 46661837 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 004666/001837 |
| Instrument | 20037724 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2048 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,286.00 (+11.92%) | $405,627 (+21.58%) Land $29,400 Building $376,227 | $405,627 (+21.58%) Land $29,400 Building $376,227 |
| 2023 | $333,640 (+2.26%) Land $65,432 Building $268,208 | $333,640 (+2.26%) Land $65,432 Building $268,208 | |
| 2022 | $2,936.00 | $326,272 Land $65,432 Building $260,840 | $326,272 Land $65,432 Building $260,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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