28 Esther St, Worcester, MA 01607 Property Records

Worcester County and Worcester City property record for 28 Esther St, Worcester, MA 01607

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,612 sqft · built 1900
Lot Size	0.114 acres (4,967 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2002)
Tax Bill	$7,457 (2026)
Deeds & Mortgages	Dec 2023 Refinance Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-011-00039`

Property Details

APN / Parcel Number

Primary APN	`10-011-00039`
Alternative APN	`WORC M:10 B:011 L:00039`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,612 sqft Living Area
Gross Area	5,604 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,967 sqft (0.114 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	10-011-00039
Street Address	28 ESTHER ST
City	WORCESTER
State	MA
Zip	01607-1440
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	11
Legal Lot Number	39
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3012
Census Tract	732700

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 KEEP AVE, PAXTON, MA 01612-1038
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BEELINE LOANS INC
Aug 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage BAY STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2002 · Amount on Record
Deed Sale	Jul 30, 2002 · Amount on Record
Deed Book / Page	27109 / 274
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	28 ESTHER ST, WORCESTER, MA 01607-1440
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069953-327
Date	Dec 4, 2023
Book Page	69953/327
Instrument	101283

Lender

Name	BEELINE LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	28 ESTHER ST, WORCESTER, MA 01607-1440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60865-222
Date	Aug 12, 2019
Book Page	60865/222
Instrument	80141

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,457.00 (+3.57%)	$561,500 (+2.86%) Land $85,900 Building $475,600
2025	$7,200.00 (+13.33%)	$545,900 (+23.23%) Land $80,800 Building $465,100
2023	$6,353.00	$443,000 Land $70,300 Building $372,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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