28 Estero Pointe, Aliso Viejo, CA 92656 Property Records

Orange County property record for 28 Estero Pointe, Aliso Viejo, CA 92656

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,151 sqft · built 1998
Owner	2 Individual Names on File
Tax Bill	$6,513 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`937-898-26`

Property Details

APN / Parcel Number

Primary APN	`937-898-26`
Alternative APN	`629-391-29`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,151 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28 ESTERO POINTE
City	ALISO VIEJO
State	CA
Zip	92656-7040
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15358 BLK LOT 8 UN 36 TRACT 15358, LOT 8 OF PROJECT 937-89 LOCATED ON
Legal Subdivision	THE POINTE
Legal Tract	15358
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	62638

Owner

28 Estero Pointe, a condominium, is owned and occupied by two individuals who acquired it in April 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Apr 22, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 5, 2020	Loan Modification, Mortgage UNITED WHOLESALE MTG
Sep 23, 2019	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 24, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021
Deed Sale	Apr 22, 2021
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	2021271703
Prior Transfer Date	Apr 17, 2021
Prior Transfer Doc	0000271703
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040

Mortgage

Document Number	0000317085
Date	Sep 27, 2022
Instrument	2022000317085

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 22, 2021
Property Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040
Document Number	0000271703
Map Reference	MB 753 PG 46-50
Instrument Date	Apr 17, 2021
Instrument	2021000271703
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040

Mortgage

Document Number	0000271704
Date	Apr 22, 2021
Instrument	2021000271704

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040
Document Number	0000570535
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ESTERO POINTE ALISO VIEJO CA 926567040, ALISO VIEJO, CA 92656-7040

Mortgage

Document Number	0000570535
Date	Oct 14, 2020
Instrument	570535

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Interest

Rate	3.57%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 23, 2019
Property Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040
Document Number	0000364329
Map Reference	MB 753 PG 46-50
Instrument Date	Aug 7, 2019
Instrument	2019000364329
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040

Mortgage

Document Number	0000364330
Date	Sep 23, 2019
Instrument	2019000364330

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040
Document Number	0000283056
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ESTERO POINTE ALISO VIEJO CA 926567040, ALISO VIEJO, CA 92656-7040

Mortgage

Document Number	0000283056
Date	Aug 2, 2018
Instrument	283056

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 24, 2018
Property Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040
Document Number	0000144787
Instrument Date	Apr 16, 2018
Instrument	144787
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 ESTERO POINTE ALISO VIEJO CA 926567040, ALISO VIEJO, CA 92656-7040

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 20, 2018
Property Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040
Document Number	0000142766
Map Reference	MB753 PG46-50
Instrument Date	Apr 12, 2018
Instrument	2018000142766
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ESTERO POINTE, ALISO VIEJO, CA 92656-7040

Mortgage

Document Number	0000142767
Date	Apr 20, 2018
Instrument	2018000142767

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 28 Estero Pointe was $6,513.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Aliso Viejo City
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$658,152 (+2%) Land $511,363 Building $146,789
2025	$6,513.00	$645,248 Land $501,337 Building $143,911
2023	$6,239.00 (+1.99%)	$620,194 Land $481,870 Building $138,324
2022	$6,117.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Estero Pointe in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Estero Pointe is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Estero Pointe

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures