Wallingford Town property record for 28 Ernest St, Wallingford, CT 06492
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,742 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual on Record |
| Last Sale | $169,000 (Nov 2018) |
| Tax Bill | $4,855 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WALL M:133 L:113 |
| Primary APN | WALL M:133 L:113 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,742 sqft Living Area |
| Gross Area | 3,076 sqft |
| 1st Floor Area | 726 sqft |
| Attic | Attic |
| Attic Area | 726 sqft |
| Basement Area | 726 sqft |
| Unfinished Basement | 726 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | B0776500 |
|---|---|
| Street Address | 28 ERNEST ST |
| City | WALLINGFORD |
| State | CT |
| Zip | 06492-4007 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R6 |
| Legal Lot Number | 113 |
| Jurisdiction | WALLINGFORD CT |
| Township / Civil Division | WALLINGFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 175400 |
Source: Wallingford Town assessment roll, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 28 ERNEST ST, WALLINGFORD, CT 06492-4007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit AMERICAN HERITAGE BANK |
| Apr 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Nov 16, 2018 | Quit Claim Deed, Transfer |
| Nov 16, 2018 | Quit Claim Deed, Transfer OVER 50 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Sep 19, 2017 · Amount on Record |
| Deed Book / Page | 1594 / 789 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 28 ERNEST ST, WALLINGFORD, CT 06492-4007 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01710-1034 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 1710/1034 |
| Name | AMERICAN HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Property Address | 28 ERNEST ST, WALLINGFORD, CT 06492-4007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1624-277 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 1624/277 |
| Instrument | 3162880018 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Recording Date | Nov 16, 2018 |
| Property Address | 28 ERNEST ST, WALLINGFORD, CT 06492-4007 |
| Document Number | 1594-787 |
| Book / Page | 001594 / 000787 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28 ERNEST ST WALLINGFORD CT 064924007, WALLINGFORD, CT 06492-4007 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALLINGFORD CT |
| Recording Date | Nov 16, 2018 |
| Property Address | 28 ERNEST ST, WALLINGFORD, CT 06492-4007 |
| Document Number | 1594-789 |
| Book / Page | 1594 / 789 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.91 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 15940791 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 01594/0791 |
| Name | OVER 50 LLC |
|---|---|
| Type | Seller |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2048 |
Source: Wallingford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wallingford Town |
| Unified School District | Wallingford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,855.00 | $201,300 (+49.89%) Land $70,400 Building $130,900 | $140,910 Land $49,280 Building $91,630 |
| 2024 | $4,855.00 (+23.22%) | ||
| 2023 | $3,940.00 | $134,300 Land $58,700 Building $75,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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