28 Emerald Ridge Dr, Bear, DE 19701 Property Records

New Castle County property record for 28 Emerald Ridge Dr, Bear, DE 19701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,820 sqft · built 1993
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$3,287 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-002.10-012`

Property Details

APN / Parcel Number

Primary APN	`12-002.10-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	1,045 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	178 ft deep x 145 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	28 EMERALD RIDGE DR
City	BEAR
State	DE
Zip	19701-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC21
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	72
Jurisdiction	NEW CASTLE DE
Township / Civil Division	RED LION
Census Block Group	3
Census Block	3008
Census Tract	16401

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28 EMERALD RIDGE DR, BEAR, DE 19701-2253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2007
Transfer Doc	0000013181
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 26, 2022
Property Address	28 EMERALD RIDGE DR, BEAR, DE 19701-2253
Document Number	0000044529
Map Reference	MF 11217
Instrument Date	Apr 26, 2022
Instrument	20220426-0044529
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 EMERALD RIDGE DR, BEAR, DE 19701-2253
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044533
Date	Apr 26, 2022
Instrument	20220426-0044533

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,287.00 (+21.25%)	$481,400 (+464.36%) Land $104,300 Building $377,100
2024			$391,410
2023	$2,711.00	$85,300 Land $14,200 Building $71,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER DELAWARE, INC private · serves 100,495 people · EPA ID DE0000564
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20