Middlesex County and Winchester Town property record for 28 Elm St, Winchester, MA 01890
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,018 sqft · built 1880 |
| Owner | 2 Individual Names on File |
| Last Sale | $609,900 (Oct 2021) |
| Tax Bill | $7,254 (2026) |
| Deeds & Mortgages | Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:004 B:0372 L:0 |
| Primary APN | WINC M:004 B:0372 L:0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,018 sqft Living Area |
| Gross Area | 1,221 sqft |
| Basement Area | 407 sqft |
| Unfinished Basement | 203 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28 ELM ST |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-2801 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RG |
| Legal Subdivision | 26-28 ELM STREET CONDO |
| Legal Block | 372 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 338500 |
28 Elm St, a condominium, is owned and occupied by two individuals who bought it in October 2021.
Source: Middlesex County and Winchester Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 ELM ST, WINCHESTER, MA 01890-2801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on File |
| Deed Sale | Oct 18, 2021 · Amount on File |
| Prior Sale | Apr 13, 2011 · Amount on File |
| Deed Document Number | 2021228365 |
| Deed Book / Page | 78934 / 308 |
| Transfer Doc | 56729-333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Oct 18, 2021 |
| Property Address | 28 ELM ST, WINCHESTER, MA 01890-2801 |
| Document Number | 78934-308 |
| Book / Page | 78934 / 308 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 228365 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 ELM ST # 28, 28, WINCHESTER, MA 01890-2801 |
The 2026 property tax bill for 28 Elm St was $7,254, up 10,262.9% from the year before.
Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,254.00 (+10,262.86%) | $654,700 (+3.09%) Building $654,700 | $641,617 (-11.67%) |
| 2025 | $70.00 (-98.99%) | $635,100 (+3.84%) Building $635,100 | $726,370 |
| 2024 | $6,929.00 (-0.16%) | $611,600 (+4%) Building $611,600 | |
| 2023 | $6,940.00 | $588,100 Building $588,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Elm St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 11 (1979–2010) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures