28 Elm St, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 28 Elm St, Valhalla, NY 10595

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,662 sqft · built 1936
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Apr 2017)
Tax Bill$19,400 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN553489 117.15-1-9

Property Details

APN / Parcel Number

Primary APN553489 117.15-1-9
Alternative APNs
  • 348911701500010090000000
  • 13017000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,662 sqft Living Area
1st Floor Area1,272 sqft
2nd Floor Area390 sqft
Basement Area400 sqft
Finished Basement400 sqft
Unfinished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleCape Cod
Exterior MaterialStucco
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13017000
Street Address28 ELM ST
CityVALHALLA
StateNY
Zip10595-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal SubdivisionCLARK SHELLY
Legal Block1
Legal Lot Number9.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT PLEASANT
Census Block Group1
Census Block1039
Census Tract11902

Owner

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address28 ELM ST, VALHALLA, NY 10595-1712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · Line of Credit
WEBSTER BANK NA
Apr 5, 2017Grant Deed, Transfer
STATEWIDE ABSTRACT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2017 · Amount on Record
Deed SaleApr 5, 2017 · Amount on Record
Prior SaleJan 2, 2007 · Amount on Record
Deed Document Number2017570883394
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address28 ELM ST, VALHALLA, NY 10595-1712
Transaction TypeMortgage
Record UpdatedOct 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 ELM ST, VALHALLA, NY 10595-1712

Mortgage

Document Number0632543010
DateSep 11, 2023
Instrument632543010
Lender
NameWEBSTER BANK NA
TypeBank
AddressSTAMFORD, CT 06905
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateApr 5, 2017
Property Address28 ELM ST, VALHALLA, NY 10595-1712
Document Number0570883394
Book / Page057088 / 003394
Instrument DateMar 30, 2017
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanySTATEWIDE ABSTRACT

Transaction

AmountAmount Recorded
Tax$2,500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1524 JARVIS AVE #2ND BRONX NY 104615605, 2ND, BRONX, NY 10461-5605

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMount Pleasant Town
Unified School DistrictValhalla Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,400.00
2025$8,550 (-) Land $2,000 Building $6,550$846,535 (+5.94%) Land $198,020 Building $648,515
2024$8,550 (-) Land $2,000 Building $6,550$799,066 (+5.61%) Land $186,916 Building $612,150
2023$8,550 Land $2,000 Building $6,550$756,637 Land $176,991 Building $579,646

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 individual policies
Nearby Flood Policies45 units insured
incl. 22 condo units
Nearby Flood Claims28 (1980–2025)
Claims Outside the SFHA14 of 28
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENSICO WATER DISTRICT
serves 17,917 people · EPA ID NY5930082
Water SourcePurchased surface water from NEW YORK CITY SYSTEM
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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