28 Elm St, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 28 Elm St, Jay, ME 04239

Property Summary

Property Type	Single Family Home
Details	1,336 sqft
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on File
Last Sale	$154,400 (Mar 2008)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	May 2019 Refinance
APN	`JAYY M:015 L:090`

Property Details

APN / Parcel Number

Primary APN	`JAYY M:015 L:090`
Alternative APN	`6523`

Interior

Stories	1 Story
Building Area	1,336 sqft Living Area

Exterior

Lot Area	77,101 sqft (1.77 acres)

Location & Zoning

Account Number	6523
Street Address	28 ELM ST
City	JAY
State	ME
Zip	04239-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	90
Jurisdiction	JAY ME
Township / Civil Division	JAY
Census Block Group	4
Census Block	4002
Census Tract	971400

Owner

Source: Franklin County and Jay Town records · APN JAYY M:015 L:090

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 ELM ST, JAY, ME 04239-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2008 · Amount on Record
Deed Sale	Mar 19, 2008 · Amount on Record
Deed Book / Page	3008 / 93
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	28 ELM ST, JAY, ME 04239-1628
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040850093
Date	May 14, 2019
Book Page	4085/93
Instrument	3006

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2039

Tax Assessment & Valuation

Source: Franklin County and Jay Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,335.00 (+31.82%)	$277,920 (+141.71%) Land $52,390 Building $225,530
2024	$2,530.00 (-4.35%)	$114,980 (-) Land $19,790 Building $95,190
2023	$2,645.00 (+12.22%)	$114,980 (-) Land $19,790 Building $95,190
2022	$2,357.00	$114,980 Land $19,790 Building $95,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 127 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LIVERMORE FALLS WATER DISTRICT serves 2,995 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	12 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2021 Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.