Herkimer County and German Flatts Town property record for 28 Elm St, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,129 sqft · built 1900 |
| Lot Size | 0.144 acres (6,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,450 (Mar 2017) |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Jan 2022 Refinance + 3 more |
| APN | 212801 119.52-1-13 |
| Primary APN | 212801 119.52-1-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,129 sqft Living Area |
| 1st Floor Area | 1,153 sqft |
| 2nd Floor Area | 976 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 6,300 sqft (0.144 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 347 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1233 |
|---|---|
| Street Address | 28 ELM ST |
| City | ILION |
| State | NY |
| Zip | 13357-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 28 ELM ST W R1 D 4G |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 10300 |
Source: Herkimer County and German Flatts Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 92 2ND ST, ILION, NY 13357-2136 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jan 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC |
| Mar 9, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2017 · Amount on Record |
| Deed Sale | Mar 9, 2017 · Amount on Record |
| Prior Sale | Aug 1, 2013 · Amount on Record |
| Deed Book / Page | 2017 / 1233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 28 ELM ST, ILION, NY 13357-2106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | RP20224483 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | RP2022-4483 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 28 ELM ST, ILION, NY 13357-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0RP2022127 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | RP2022-127 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 28 ELM ST, ILION, NY 13357-2106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20212796 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021-2796 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 28 ELM ST, ILION, NY 13357-2106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | RP20171234 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | RP2017-1234 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Mar 9, 2017 |
| Property Address | 28 ELM ST, ILION, NY 13357-2106 |
| Document Number | 0000002017/0000001233 |
| Book / Page | 0000002017 / 0000001233 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 2ND ST, ILION, NY 13357-2136 |
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,286.00 (+2.63%) | $65,500 (-) Land $8,600 Building $56,900 | $122,659 (+3%) Land $16,105 Building $106,554 |
| 2023 | $65,500 Land $8,600 Building $56,900 | $119,091 Land $15,636 Building $103,455 | |
| 2020 | $4,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 15 (1999–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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