28 Elm St, Fort Atkinson, WI 53538 Property Records

Jefferson County property record for 28 Elm St, Fort Atkinson, WI 53538

Property Summary

Property Type	Single Family Home
Lot Size	0.208 acres (9,104 sqft)
Owner	Individual Name on File
Tax Bill	$4,136 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-0514-0332-098`

Property Details

APN / Parcel Number

Primary APN	`226-0514-0332-098`

Exterior

Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	132 ft deep x 69 ft wide

Location & Zoning

Street Address	28 ELM ST
City	FORT ATKINSON
State	WI
Zip	53538-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & W5FT OF LOT 4, BLK 14, GEO. P. MARSTON'S ADD.
Legal Range	14E
Legal Township	05N
Legal Section	03
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	GEO P MARSTONS ADD
Legal Block	14
Legal Lot Number	5
Jurisdiction	JEFFERSON WI
Township / Civil Division	FORT ATKINSON
Census Block Group	2
Census Block	2007
Census Tract	101500

Owner

28 Elm St is owned and occupied by an individual who acquired it in December 2019.

Source: Jefferson County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	28 ELM ST, FORT ATKINSON, WI 53538-2239
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FORT COMMUNITY CU
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019
Deed Sale	Dec 4, 2019
Prior Sale	Mar 16, 2016 · Amount on File
Deed Document Number	1417786
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	28 ELM ST, FORT ATKINSON, WI 53538-2239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001398988
Date	Jul 11, 2018
Instrument	1398988

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 2, 2033

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	28 ELM ST, FORT ATKINSON, WI 53538-2239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001425455
Date	Jun 3, 2020
Instrument	1425455

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28 Elm St was $4,136 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Fort Atkinson City
Unified School District	Fort Atkinson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,136.00 Homeowner's exemption	$195,500 Land $44,500 Building $151,000	$233,400
2023	$3,606.00 Homeowner's exemption	$195,500 Land $44,500 Building $151,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT ATKINSON WATERWORKS serves 12,390 people · EPA ID WI1280103
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	13 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Netwurx.

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