Monterey County property record for 28 Elk Run, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,489 sqft · built 1982 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,225,000 (Apr 2026) |
| Tax Bill | $16,292 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-281-036-000 |
| Primary APN | 101-281-036-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,489 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 101-281-036 |
|---|---|
| Street Address | 28 ELK RUN |
| City | MONTEREY |
| State | CA |
| Zip | 93940-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DEER FLATS PARK TRACT NO 856 LOT 36 |
| Legal Subdivision | DEER FLATS PARK |
| Legal Tract | 856 |
| Legal Lot Number | 36 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 13200 |
28 Elk Run is owned and occupied by two individuals who bought it in April 2026.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 ELK RUN, MONTEREY, CA 93940-6319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Apr 13, 2026 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Apr 13, 2026 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| May 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 18, 2018 | Grant Deed, Transfer GUARANTEED RATE |
| Jul 12, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on File |
| Deed Sale | Apr 13, 2026 · Amount on File |
| Prior Sale | Jan 18, 2018 · Amount on File |
| Deed Document Number | 202612071 |
| Prior Transfer Date | Mar 25, 2026 |
| Prior Transfer Doc | 0000012069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 28 ELK RUN, MONTEREY, CA 93940-6319 |
| Document Number | 0000012069 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202612069 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 28 ELK RUN, MONTEREY, CA 93940-6319 |
| Document Number | 0000012071 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202612071 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247,197.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Number | 0000012072, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202612072 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 28 ELK RUN, MONTEREY, CA 93940-6319 |
| Document Number | 0000012070 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202612070 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 3, 2021 |
| Property Address | 28 ELK RUN, MONTEREY, CA 93940-6319 |
| Document Number | 0000031732 |
| Map Reference | VOL 13 PG 109 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021031732 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 28 ELK RUN, MONTEREY, CA 93940-6319 |
| Document Number | 0000031733 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021031733 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jan 18, 2018 |
| Property Address | 28 ELK RUN, MONTEREY, CA 93940-6319 |
| Document Number | 0000001980 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 1980 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 28 ELK RUN MONTEREY CA 939406319, MONTEREY, CA 93940-6319 |
| Document Number | 1981 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 1981 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 12, 2018 |
| Property Address | 28 ELK RUN, MONTEREY, CA 93940-6319 |
| Document Number | 0000030640 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 30640 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 28 ELK RUN MONTEREY CA 939406319, MONTEREY, CA 93940-6319 |
The 2025 property tax bill for 28 Elk Run was $16,292, up 8.1% from the year before.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,450,727 (+2%) Land $638,320 Building $812,407 | |
| 2025 | $16,292.00 (+8.1%) Homeowner's exemption | $1,422,282 Land $625,804 Building $796,478 |
| 2024 | $15,071.00 (+1.52%) | |
| 2023 | $14,845.00 (+1.41%) Homeowner's exemption | $1,367,054 Land $601,504 Building $765,550 |
| 2022 | $14,639.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28 Elk Run in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Elk Run is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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