28 Egan Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 28 Egan Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,298 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2024)
Tax Bill	$5,397 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-00730-0110`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-00730-0110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,298 sqft Heated Area
Gross Area	3,130 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	546 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	28 EGAN DR
City	PALM COAST
State	FL
Zip	32164-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 34 BLOCK 00073 LOT 0011 SUBDIVISION COMPLETION YEAR 1982 OR 493 PG 545 OR 1077 PG 963-966-DC & ACM OR 1077
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	73
Legal Lot Number	11
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1038
Census Tract	60218

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	28 EGAN DR, PALM COAST, FL 32164-6204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 10, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 17, 2018	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Aug 19, 2015 · Amount on Record
Deed Document Number	2024028664
Deed Book / Page	2883 / 631
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	28 EGAN DR, PALM COAST, FL 32164-6204
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 EGAN DR, PALM COAST, FL 32164-6204

Mortgage

Document Number	0026041479
Date	Sep 13, 2021
Book Page	2604/1479
Instrument	2021049927

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 10, 2024
Property Address	28 EGAN DR, PALM COAST, FL 32164-6204
Document Number	0028830631
Book / Page	2883 / 631
Map Reference	MB 11 PG 30-49
Instrument Date	May 3, 2024
Instrument	2024028664
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 EGAN DR, PALM COAST, FL 32164-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 EGAN DR, PALM COAST, FL 32164-6204

Mortgage

Document Number	0002883635
Date	Jul 10, 2024
Instrument	2883/635

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	28 EGAN DR, PALM COAST, FL 32164-6204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 EGAN DR, PALM COAST, FL 32164-6204

Mortgage

Document Number	0025021174
Date	Dec 7, 2020
Book Page	2502/1174
Instrument	2020050926

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	28 EGAN DR, PALM COAST, FL 32164-6204
Document Number	0022760641
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 EGAN DR PALM COAST FL 321646204, PALM COAST, FL 32164-6204

Mortgage

Document Number	0022760641
Date	May 2, 2018
Book Page	002276/000641
Instrument	16058

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,397.00 (+75.4%) Homeowner's exemption	$340,119 (+62.87%) Land $65,500 Building $274,619	$340,119 (+5.3%) Land $65,500 Building $274,619
2023	$3,077.00 (+1.05%) Homeowner's exemption	$208,830 (+3%)	$323,003 (+0.89%) Land $57,500 Building $265,503
2022	$3,045.00 Homeowner's exemption	$202,748	$320,148 Land $59,500 Building $260,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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