28 Edgewood Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 28 Edgewood Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,843 sqft · built 1984
Lot Size	0.838 acres (36,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,500 (Aug 2008)
Tax Bill	$7,246 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0218 B:0049 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0218 B:0049 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,843 sqft Living Area
Gross Area	4,067 sqft
1st Floor Area	1,405 sqft
Basement Area	1,405 sqft
Unfinished Basement	1,405 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	36,500 sqft (0.838 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	28 EDGEWOOD RD
City	GLOUCESTER
State	MA
Zip	01930-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	EDGEWOOD ROAD
Legal Block	49
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3004
Census Tract	221901

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 EDGEWOOD RD, GLOUCESTER, MA 01930-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2008 · Amount on Record
Deed Sale	Aug 21, 2008 · Amount on Record
Deed Book / Page	27996 / 45
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	28 EDGEWOOD RD, GLOUCESTER, MA 01930-3330
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041342-165
Date	Dec 9, 2022
Book Page	41342/165
Instrument	20221209000010

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	28 EDGEWOOD RD, GLOUCESTER, MA 01930-3330
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39589-307
Date	Mar 1, 2021
Book Page	39589/307
Instrument	20210301004040

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,246.00 (+3.65%)	$778,300 (+8.22%) Land $243,700 Building $534,600	$762,687 (+3.6%)
2025	$6,991.00 (+1.42%)	$719,200 (+1.52%) Land $225,700 Building $493,500
2024	$6,893.00 (+3.53%)	$708,400 (+12.68%) Land $214,900 Building $493,500	$736,155
2023	$6,658.00	$628,700 Land $191,800 Building $436,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2018–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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