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28 Edgewater Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 28 Edgewater Dr, Palm Coast, FL 32164 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,928 sqft · built 2005
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Aug 2016)
Tax Bill$3,926 (2025)
Deeds & MortgagesMar 2023 Line of Credit
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-11-31-7034-01210-0150

Property Details

APN / Parcel Number

Primary APN07-11-31-7034-01210-0150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,928 sqft Heated Area
Gross Area2,889 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayDriveway
Driveway Area725 sqft
Pool Area1,320 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address28 EDGEWATER DR
CityPALM COAST
StateFL
Zip32164-6326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 34 BL 121 LOT 15 OR 324 PG 332 OR 542 PG 1325 OR 1146 PG 1386 OR 1191 PG 939-DC OR 1392 PG 147 OR 1496 PG
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block121
Legal Lot Number15
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2099
Census Tract60218

Owner

Source: Flagler County records · APN 07-11-31-7034-01210-0150

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 307, FLAGLER BEACH, FL 32136-0307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 28, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/CTRL FL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2016 · Amount on Record
Deed SaleAug 26, 2016 · Amount on Record
Prior SaleMar 20, 2007 · Amount on Record
Deed Document Number2016027724
Deed Book / Page2152 / 1765
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address28 EDGEWATER DR, PALM COAST, FL 32164-6326
Transaction TypeMortgage
Record UpdatedApr 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 EDGEWATER DR, PALM COAST, FL 32164-6326

Mortgage

Document Number0027650710
DateMar 22, 2023
Book Page2765/710
Instrument2023011444
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address28 EDGEWATER DR, PALM COAST, FL 32164-6326
Document Number0023710980
Instrument DateMay 28, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 EDGEWATER DR PALM COAST FL 321646326, PALM COAST, FL 32164-6326

Mortgage

Document Number0023710980
DateJul 24, 2019
Book Page002371/000980
Instrument27144
Lender
NameFIFTH THIRD BK/CTRL FL
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 23, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,926.00 (+5%) Homeowner's exemption$259,168 (+5.99%)$386,716 (+6.81%) Land $65,500 Building $321,216
2023$3,739.00 (+0.94%) Homeowner's exemption$244,528 (+3%)$362,045 (+6.12%) Land $57,500 Building $304,545
2022$3,704.00 Homeowner's exemption$237,406$341,152 Land $59,500 Building $281,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 111 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies111 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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