28 Eastholm Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 28 Eastholm Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,986 sqft · built 1915
Lot Size0.2 acres (8,750 sqft)
Owner2 Individual Names on Record
Last Sale$213,000 (Nov 2022)
Tax Bill$7,217 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.39-3-27

Property Details

APN / Parcel Number

Primary APN421500 60.39-3-27
Alternative APN
  • 150006003900030270000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,986 sqft Living Area
1st Floor Area1,146 sqft
Upper Floors Area840 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleCottage
Exterior MaterialWood
Lot Area8,750 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 EASTHOLM RD
CitySCHENECTADY
StateNY
Zip12304-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAND PT OF 1O1 1X WOOD AND GARAGE
Legal SubdivisionEASTHOLM MADE BY L B SEBRING C E
Legal Block3
Legal Lot Number27.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2005
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 EASTHOLM RD, SCHENECTADY, NY 12304-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2022Warranty Deed, Transfer · Conventional Mortgage
M & T BANK
Jun 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
STATE EMPLOYEES FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2022 · Amount on Record
Deed SaleNov 7, 2022 · Amount on Record
Prior SaleFeb 5, 2016 · Amount on Record
Deed Document Number202258457
Deed Book / Page2096 / 234
Prior Transfer DateJun 17, 2021
Prior Transfer Doc0000030846
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 7, 2022
Property Address28 EASTHOLM RD, SCHENECTADY, NY 12304-1902
Document Number0000058457
Book / Page2096 / 234
Instrument DateOct 26, 2022
Instrument202258457
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$852.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 EASTHOLM RD, 28, SCHENECTADY, NY 12304-1902

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2150 ROSA RD # B-12B, B12B, SCHENECTADY, NY 12309-3728

Mortgage

Document Number0000058458
DateNov 7, 2022
Instrument202258458
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term291 Months
DueFeb 7, 2047

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJun 30, 2021
Property Address28 EASTHOLM RD, SCHENECTADY, NY 12304-1902
Document Number0000030846
Book / Page2061 / 765
Instrument DateJun 17, 2021
Instrument202130846
Transaction TypeTransfer
Record UpdatedJul 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 EASTHOLM RD, SCHENECTADY, NY 12304-1902

Mortgage

Document Number0000030852
DateJun 30, 2021
Instrument202130852
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,217.00 (+1.79%)
2025$7,090.00 (+4.36%)$143,000 (-) Land $21,500 Building $121,500$236,794 (+30.82%) Land $35,602 Building $201,192
2023$143,000 (-) Land $21,500 Building $121,500$181,013 (+3.8%) Land $27,215 Building $153,798
2022$143,000 Land $21,500 Building $121,500$174,390 Land $26,219 Building $148,171
2021$6,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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