Harris County property record for 28 E Terrace Dr, Houston, TX 77007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,925 sqft · built 1991 |
| Lot Size | 0.14 acres (6,083 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $26,632 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-218-001-0049 |
| Primary APN | 117-218-001-0049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,925 sqft Living Area |
| Gross Area | 4,077 sqft |
| 1st Floor Area | 1,756 sqft |
| Attic | Attic |
| Attic Area | 152 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,083 sqft (0.14 acres) |
| View / Lot | Neighborhood |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 151 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1172180010049 |
|---|---|
| Street Address | 28 E TERRACE DR |
| City | HOUSTON |
| State | TX |
| Zip | 77007-7036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 49 BLK 1 ARLINGTON TERRACE SEC 2 |
| Legal Subdivision | ARLINGTON TERRACE SEC 2 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 510803 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 E TERRACE DR, HOUSTON, TX 77007-7036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Vendor's Lien, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Feb 27, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 24, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Mar 17, 2017 | Deed of Trust, Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2024 |
| Deed Sale | Oct 21, 2024 |
| Prior Sale | Mar 29, 2021 · Amount on Record |
| Deed Document Number | 2024389642 |
| Prior Transfer Date | Mar 26, 2021 |
| Prior Transfer Doc | 2021163548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Mar 29, 2021 |
| Property Address | 28 E TERRACE DR, HOUSTON, TX 77007-7036 |
| Document Number | 2021163548 |
| Map Reference | MF 347066 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021-163548 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | NATION TITLE, NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 E TERRACE DR, 28, HOUSTON, TX 77007-7036 |
| Name | Verified Name |
|---|---|
| Address | 28 E TERRACE DR, HOUSTON, TX 77007-7036 |
| Document Number | 2021163549 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-163549 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 27, 2020 |
| Property Address | 28 E TERRACE DR, HOUSTON, TX 77007-7036 |
| Document Number | 0000088060 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 88060 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 28 E TERRACE DR HOUSTON TX 770077036, HOUSTON, TX 77007-7036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 28 E TERRACE DR, HOUSTON, TX 77007-7036 |
| Document Number | 0000274120 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 E TERRACE DR HOUSTON TX 770077036, HOUSTON, TX 77007-7036 |
| Document Number | 0000274120 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 274120 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 19, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 28 E TERRACE DR, HOUSTON, TX 77007-7036 |
| Document Number | 0000121519 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2017 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 E TERRACE DR HOUSTON TX 770077036, HOUSTON, TX 77007-7036 |
| Document Number | 0000121519 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 121519 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 21, 2047 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,635,924 (-) Land $603,312 Building $1,032,612 | $1,635,924 (-) Land $603,312 Building $1,032,612 | |
| 2025 | $26,632.00 (-0.4%) Homeowner's exemption | $1,635,924 (+7.02%) Land $603,312 Building $1,032,612 | $1,635,924 (+7.02%) Land $603,312 Building $1,032,612 |
| 2024 | $26,739.00 (+12.29%) | ||
| 2023 | $1,528,638 Land $539,805 Building $988,833 | $1,528,638 Land $539,805 Building $988,833 | |
| 2022 | $23,813.00 (+3.52%) | ||
| 2020 | $23,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 301 units insured incl. 143 condo units |
| Nearby Flood Claims | 23 (2015–2024) |
| Claims Outside the SFHA | 7 of 23 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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