28 E State St, Montpelier, VT 05602 Property Records

Montpelier City property record for 28 E State St, Montpelier, VT 05602

Property Summary

Property Type	Commercial
Details	4 bd · 3.5 ba · 5,314 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,358 (2025)
Deeds & Mortgages	Jul 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`405-126-10966`

Property Details

APN / Parcel Number

Primary APN	`405-126-10966`
Alternative APNs	`(126) 041028000` `M:041 B:028000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Units	16 Units
Stories	2 Stories
Building Area	5,314 sqft Living Area
Gross Area	8,678 sqft
Basement Area	2,184 sqft
Unfinished Basement	2,184 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 E STATE ST
City	MONTPELIER
State	VT
Zip	05602-3087
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	0.16 AC & COMM BLDG- 5 OFFICES/2 APTS
Jurisdiction	MONTPELIER VT
Township / Civil Division	MONTPELIER
Census Block Group	1
Census Block	1012
Census Tract	954800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Montpelier Historic District listed 1978 · 463 contributing resources · NRIS 78000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 E State St, a commercial property, is held in a trust since June 2017.

Source: Montpelier City records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	60 CHESTNUT HILL RD, MONTPELIER, VT 05602-8476
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 9, 2017
Transfer Doc	0373144704
Record Updated	Sep 20, 2026

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTPELIER VT
Recording Date	Jul 20, 2017
Property Address	28 E STATE ST, MONTPELIER, VT 05602-3087
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	60 CHESTNUT HILL RD MONTPELIER VT 056028476, MONTPELIER, VT 05602-8476

Tax Assessment & Valuation

The 2025 property tax bill for 28 E State St was $9,358, down 1.3% from the year before.

Source: Montpelier City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Washington County
Municipality	Montpelier City
Unified School District	Montpelier Roxbury Unified Union School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,358.00 (-1.35%)	$701,800 Land $93,500 Building $608,300
2024	$9,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 E State St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 units insured incl. 4 condo units
Nearby Flood Claims	38 (1978–2023)
Claims Outside the SFHA	1 of 38
Most Recent Claim	Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 13 claims Severe Storms And Flooding, Apr 2019 · 10 claims Heavy Rains, Ice Jams & Flooding, Mar 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 E State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTPELIER WATER SYSTEM serves 8,912 people · EPA ID VT0005272
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20