28 E Ridge Ct, Cheshire, CT 06410 Property Records

Cheshire Town property record for 28 E Ridge Ct, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,887 sqft · built 1985
Lot Size	1.72 acres (74,923 sqft)
Owner	2 Individual Names on File
Last Sale	$961,900 (Jul 2026)
Tax Bill	$16,626 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:21 B:36 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:21 B:36 L`
Alternative APNs	`CSHR M:21 B:36 L` `81900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,887 sqft Living Area
Basement Area	2,102 sqft
Unfinished Basement	2,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	81900
Street Address	28 E RIDGE CT
City	CHESHIRE
State	CT
Zip	06410-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	36
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1000
Census Tract	343101

Owner

28 E Ridge Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Cheshire Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 E RIDGE CT, CHESHIRE, CT 06410-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Apr 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Aug 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NEXERA HOLDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Apr 21, 2023 · Amount on File
Deed Book / Page	3265 / 523
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Jul 1, 2026
Property Address	28 E RIDGE CT, CHESHIRE, CT 06410-1236
Document Number	0000002821
Book / Page	3265 / 523
Instrument Date	Jun 24, 2026
Instrument	20262821
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 E RIDGE CT, CHESHIRE, CT 06410-1236

Mortgage

Date	Jul 1, 2026

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	28 E RIDGE CT, CHESHIRE, CT 06410-1236
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003098-82
Date	Dec 13, 2021
Book Page	3098/82
Instrument	2021005863

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2038

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Apr 21, 2023
Property Address	28 E RIDGE CT, CHESHIRE, CT 06410-1236
Document Number	0003171-78
Book / Page	3171 / 78
Instrument Date	Apr 19, 2023
Instrument	2023000962
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2023000963
Date	Apr 21, 2023
Instrument	2023000963

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

Mortgage

Document Number	0003171-94
Date	Apr 21, 2023
Book Page	3171/94
Instrument	2023000964

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Aug 11, 2022
Property Address	28 E RIDGE CT, CHESHIRE, CT 06410-1236
Document Number	003139-158
Book / Page	3139 / 158
Instrument Date	Aug 10, 2022
Instrument	2022002995
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1821 TENBROECK AVE, BRONX, NY 10461-1831
Investor	Possibly a Property Investor

Mortgage

Document Number	2022002996
Date	Aug 11, 2022
Instrument	2022002996

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28 E Ridge Ct was $16,626, up 5.4% from the year before.

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,626.00 (+5.44%)	$530,180 (-) Land $132,370 Building $397,810	$909,653 (+145.11%)
2025	$15,768.00	$530,180 Land $132,370 Building $397,810	$371,126 Land $92,659 Building $278,467
2024	$15,768.00 (+18.98%)
2023	$13,253.00 (+2.24%)	$377,700 (-) Land $132,370 Building $245,330
2022	$12,963.00	$377,700 Land $132,370 Building $245,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 E Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 E Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: Frontier, T-Mobile, Verizon.

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