Washington County property record for 28 E North Ave, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,988 sqft · built 1908 |
| Lot Size | 0.112 acres (4,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Oct 2022) |
| Tax Bill | $1,542 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-000527 |
| Primary APN | 22-000527 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,988 sqft Total Area |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,860 sqft (0.112 acres) |
| Lot Dimensions | 234 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 266 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 000527 |
|---|---|
| Street Address | 28 E NORTH AVE |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-4014 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RMED |
| Legal Description | LOT 20X234 .107AC 28 E NORTH AVE |
| Legal Lot Number | 28 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Potomac-Broadway Historic District listed 1990 · 191 contributing resources · NRIS 90001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 E NORTH AVE, HAGERSTOWN, MD 21740-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Oct 12, 2022 | Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Apr 22, 1998 · Amount on Record |
| Deed Book / Page | 7123 / 422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 7, 2026 |
| Property Address | 28 E NORTH AVE, HAGERSTOWN, MD 21740-4014 |
| Document Number | 7964000253 |
| Book / Page | 7964 / 253 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 28 E NORTH AVE, HAGERSTOWN, MD 21740-4014 |
| Document Number | 7964000253, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 7964/253 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Oct 12, 2022 |
| Property Address | 28 E NORTH AVE, HAGERSTOWN, MD 21740-4014 |
| Document Number | 0071230422 |
| Book / Page | 7123 / 422 |
| Instrument Date | Oct 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 E NORTH AVE, HAGERSTOWN, MD 21740-4014 |
| Document Number | 0071230429 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 7123-0429 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,542.00 (+9.52%) | $169,233 (+9.47%) | $198,500 (+28.4%) Land $20,000 Building $178,500 |
| 2025 | $1,408.00 (+27.08%) | $154,600 (+27.56%) Land $20,000 Building $134,600 | $154,600 (-) Land $20,000 Building $134,600 |
| 2023 | $1,108.00 | $121,200 | $154,600 Land $20,000 Building $134,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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