Washington County property record for 28 E Main St, Hancock, MD 21750 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,984 sqft Total Area |
| Lot Size | 14,400 sqft (0.331 acres) |
| Tax Bill | $1,259.00 (2025) |
| Primary APN | 05-016185 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,984 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,400 sqft (0.331 acres) |
| Depth X Width | 320 ft x 45 ft Depth x Width |
| Porch Area | 546 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 016185 |
|---|---|
| Street Address | 28 E MAIN ST |
| City | HANCOCK |
| State | MD |
| Zip | 21750-1506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 45X320 28 E MAIN ST |
| Legal Lot Number | 28 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 5, HANCOCK |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 10700 |
Source: Washington County records · APN 05-016185
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19730 FROG EYE RD, KNOXVILLE, MD 21758-1104 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage ACNB BANK |
| Jun 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FREDERICK COUNTY BANK |
| Oct 30, 2019 | Loan Modification, Mortgage FREDERICK CNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 20, 2026 |
| Property Address | 28 E MAIN ST, HANCOCK, MD 21750-1506 |
| Document Number | 7929000213 |
| Book / Page | 7929 / 213 |
| Instrument Date | May 07, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 19730 FROG EYE RD, KNOXVILLE, MD 21758-1104 |
| Document Number | 7929000213, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 7929/213 |
| Name | ACNB BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 28 E MAIN ST, HANCOCK, MD 21750-1506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055260354 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 5526/0354 |
| Instrument | 5526-0354 |
| Name | FREDERICK COUNTY BANK |
|---|---|
| Type | Bank |
| Address | FREDERICK, MD 21702 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 28 E MAIN ST, HANCOCK, MD 21750-1506 |
| Document Number | 0061080145 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 19730 FROG EYE RD KNOXVILLE MD 217581104, KNOXVILLE, MD 21758-1104 |
| Document Number | 0061080145 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 006108/000145 |
| Name | FREDERICK CNTY BK |
|---|---|
| Type | Bank |
| Address | FREDERICK, MD 21702 |
| Amount | Amount Recorded |
|---|
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hancock Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,200 (+13.75%) Land $31,300 Building $125,900 | $157,200 (-) Land $31,300 Building $125,900 | |
| 2025 | $1,259.00 (+37.45%) | $138,200 (+37.92%) | $157,200 (+56.89%) Land $31,300 Building $125,900 |
| 2023 | $916.00 | $100,200 Land $31,300 Building $68,900 | $100,200 Land $31,300 Building $68,900 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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