28 E Main St, Hamburg, NY 14075 Property Records

Erie County and Hamburg Town property record for 28 E Main St, Hamburg, NY 14075

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,747 sqft · built 1872
Lot Size0.222 acres (9,635 sqft)
Owner2 Individual Names on Record
Tax Bill$7,333 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN144803 196.09-2-24

Property Details

APN / Parcel Number

Primary APN144803 196.09-2-24
Alternative APNs
  • 48031960900002024000
  • 201 0470000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,747 sqft Living Area
1st Floor Area1,057 sqft
2nd Floor Area690 sqft
Upper Floors Area212 sqft

Exterior

Year BuiltBuilt 1872
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialOther
Lot Area9,635 sqft (0.222 acres)
Lot Dimensions205 ft deep x 47 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area279 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number201 0470000
Street Address28 E MAIN ST
CityHAMBURG
StateNY
Zip14075-5009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description248 FT E BUFFALO 47 X 2O7
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block2
Legal Lot Number24.000
JurisdictionERIE NY
Township / Civil DivisionHAMBURG
Census Block Group3
Census Block3010
Census Tract13300

Owner

Source: Erie County and Hamburg Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 E MAIN ST, HAMBURG, NY 14075-5009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address28 E MAIN ST, HAMBURG, NY 14075-5009
Transaction TypeMortgage
Record UpdatedJun 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E MAIN ST, HAMBURG, NY 14075-5009

Mortgage

Document Number0140493722
DateApr 21, 2022
Book Page14049/3722
Instrument2022078759
Lender
NameNORTHWEST BANK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 11, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionHamburg Town
MunicipalityHamburg Village
Unified School DistrictHamburg Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,333.00 (+37.86%) Homeowner's exemption
2025$5,319.00 (-23.97%)$79,500 (-) Land $7,100 Building $72,400$274,100 (+5.14%) Land $24,479 Building $249,621
2024$6,996.00 Homeowner's exemption$79,500 (-) Land $7,100 Building $72,400$260,700 (+4.94%) Land $23,283 Building $237,417
2023Homeowner's exemption$79,500 Land $7,100 Building $72,400$248,438 Land $22,188 Building $226,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA HAMBURG (V)
serves 9,744 people · EPA ID NY1400515
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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