28 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 28 E Main St, Bradford, PA 16701

Property Summary

Property Type	Apartments (5+ Units)
Details	3,272 sqft · built 1890
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,438 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-007.-106.00`

Property Details

APN / Parcel Number

Primary APN	`13-007.-106.00`
Alternative APN	`026427`

Interior

Building Area	3,272 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide

Location & Zoning

Street Address	28 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-2140
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	OLD CONTROL:1032-1116
Jurisdiction	MCKEAN PA
Township / Civil Division	MOUNT JEWETT
Census Block Group	1
Census Block	1115
Census Tract	420900

Owner

28 E Main St, a residential property, is owned by two individuals.

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 E MAIN ST MT, MOUNT JEWETT, PA 16740
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed, Transfer · Seller Carry-Back RONALD KING
Apr 23, 2021	Deed, Transfer · Line of Credit HAMLIN BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Dec 3, 2025
Property Address	28 E MAIN ST, BRADFORD, PA 16701-2140
Document Number	001098/850
Book / Page	1098 / 850
Instrument Date	Nov 25, 2025
Instrument	202503985
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	CORNERSTONE ABSTRACT AND SETTLEMENT, CORNERSTONE ABSTRACT & STLMT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1214 IRVING PKWY, OLEAN, NY 14760-3364

Mortgage

Document Number	0202503986
Date	Dec 3, 2025
Instrument	202503986

Lender

Name	RONALD KING
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	58 Months
Due	Oct 26, 2030

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Apr 23, 2021
Property Address	28 E MAIN ST, BRADFORD, PA 16701-2140
Document Number	000976/865
Book / Page	976 / 865
Instrument Date	Mar 30, 2021
Instrument	202101624
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 FAIRMOUNT AVE, JAMESTOWN, NY 14701-2636

Mortgage

Document Number	000976/870
Date	Apr 23, 2021
Book Page	976/870
Instrument	202101625

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank
Address	17674

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 28 E Main St was $1,438.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Mount Jewett Borough
Unified School District	Kane Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,438.00	$35,990 (-) Land $5,000 Building $30,990
2025	$1,438.00 (+3.23%)	$35,990 (-) Land $5,000 Building $30,990
2024	$1,393.00	$35,990 Land $5,000 Building $30,990
1998			$35,990 Land $5,000 Building $30,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MT JEWETT private · serves 972 people · EPA ID PA6420018
Water Source	Groundwater
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: SkyPacket.

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