28 E Lindsey Ln, Spokane, WA 99208 Property Records

Spokane County property record for 28 E Lindsey Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,410 sqft · built 2008
Lot Size	0.287 acres (12,488 sqft)
Owner	2 Individual Names on File
Last Sale	$555,500 (Oct 2025)
Tax Bill	$5,308 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36053.3811`

Property Details

APN / Parcel Number

Primary APN	`36053.3811`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,358 sqft
Basement Area	550 sqft
Finished Basement	500 sqft
Unfinished Basement	50 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,488 sqft (0.287 acres)
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Deck Area	196 sqft
Patio Area	196 sqft
Canopy	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	28 E LINDSEY LN
City	SPOKANE
State	WA
Zip	99208-4997
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WANDERMERE HEIGHTS PHASE 3 LT 11 BLK 3 (AUDITORS #5661856 BK 35 PGS 1 & 2)
Legal Range	43E
Legal Township	26N
Legal Section	05
Legal Subdivision	WANDERMERE HEIGHTS PHASE 3
Legal Phase	3
Legal Block	3
Legal Lot Number	11
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3001
Census Tract	10506

Owner

28 E Lindsey Ln is owned and occupied by two individuals who bought it in October 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 E LINDSEY LN, SPOKANE, WA 99208-4997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON CREDIT UNION
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Oct 20, 2025	Warranty Deed, Transfer · Conventional Mortgage ZB NA
May 20, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage AVISTA CORP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Dec 12, 2008 · Amount on File
Deed Document Number	20257448070
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0007077340
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Apr 24, 2026
Property Address	28 E LINDSEY LN, SPOKANE, WA 99208-4997
Document Number	0007484419
Instrument Date	Apr 17, 2026
Instrument	20267484419
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E LINDSEY LN, SPOKANE, WA 99208-4997

Mortgage

Document Number	0007484419,
Date	Apr 24, 2026
Instrument	20267484419

Lender

Name	HORIZON CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	28 E LINDSEY LN, SPOKANE, WA 99208-4997
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5323 W BISMARK AVE, SPOKANE, WA 99208-6296

Mortgage

Document Number	0007449370
Date	Oct 27, 2025
Instrument	7449370

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 4, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 20, 2025
Property Address	28 E LINDSEY LN, SPOKANE, WA 99208-4997
Document Number	0007448070
Map Reference	VOL 35 PG 1&2
Instrument Date	Oct 14, 2025
Instrument	7448070
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,947.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E LINDSEY LN, SPOKANE, WA 99208-4997

Mortgage

Document Number	0007448071
Date	Oct 20, 2025
Instrument	7448071

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	May 20, 2021
Property Address	28 E LINDSEY LN, SPOKANE, WA 99208-4997
Document Number	0007077340
Map Reference	VOL 35 PG 1&2
Instrument Date	May 14, 2021
Instrument	7077340
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E LINDSEY LN, SPOKANE, WA 99208-4997

Mortgage

Document Number	0007077341
Date	May 20, 2021
Instrument	7077341

Lender

Name	AVISTA CORP CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 31, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 28 E Lindsey Ln was $5,308, down 4.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,308.00 (-4.21%)	$554,300 (+6.64%) Land $160,000 Building $394,300	$554,300 (+6.64%) Land $160,000 Building $394,300
2025	$5,541.00 (+11.15%)	$519,800 (-2.51%) Land $160,000 Building $359,800	$519,800 (-2.51%) Land $160,000 Building $359,800
2024	$4,985.00 (+1.05%)	$533,200 (+24.23%) Land $120,000 Building $413,200	$533,200 (+24.23%) Land $120,000 Building $413,200
2023	$4,933.00 (+0.86%)	$429,200 Land $85,000 Building $344,200	$429,200 Land $85,000 Building $344,200
2022	$4,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 E Lindsey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 E Lindsey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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