Bergen County and Moonachie Borough property record for 28 E Joseph St, Moonachie, NJ 07074
| Property Type | Single Family Home |
|---|---|
| Details | 3,296 sqft · built 1969 |
| Lot Size | 0.179 acres (7,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (May 2021) |
| Tax Bill | $11,233 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 37-00030-03-00037 |
| Primary APN | 37-00030-03-00037 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,296 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,802 sqft (0.179 acres) |
| Lot Dimensions | 100 ft deep x 78 ft wide |
| Account Number | 00030300 |
|---|---|
| Street Address | 28 E JOSEPH ST |
| City | MOONACHIE |
| State | NJ |
| Zip | 07074-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78X100 |
| Legal Subdivision | PROPERTY/SUNSHINE HOMES INC |
| Legal Block | 30.03 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MOONACHIE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 36200 |
28 E Joseph St is owned and occupied by two individuals who bought it in May 2021.
Source: Bergen County and Moonachie Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 E JOSEPH ST, MOONACHIE, NJ 07074-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on File |
| Deed Sale | May 18, 2021 · Amount on File |
| Deed Document Number | 202178855 |
| Deed Book / Page | 4152 / 410 |
| Prior Transfer Date | Mar 1, 2021 |
| Prior Transfer Doc | 0041520410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 18, 2021 |
| Property Address | 28 E JOSEPH ST, MOONACHIE, NJ 07074-1003 |
| Document Number | 0041520410 |
| Book / Page | 4152 / 410 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021078855 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,031.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 50 E SADDLE RIVER RD, 50, SADDLE RIVER, NJ 07458-3217 |
| Name | Verified Name |
|---|---|
| Address | 28 E JOSEPH ST, MOONACHIE, NJ 07074-1003 |
| Document Number | 2021078856 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021078856 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 28 E Joseph St was $11,233, up 0.5% from the year before.
Source: Bergen County and Moonachie Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Moonachie Borough |
| Unified School District | Moonachie Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,000 (+8.03%) Land $206,500 Building $479,500 | $686,000 (+8.03%) Land $206,500 Building $479,500 | |
| 2025 | $11,233.00 (+0.46%) | $635,000 Land $190,800 Building $444,200 | $635,000 Land $190,800 Building $444,200 |
| 2024 | $11,182.00 | ||
| 2023 | $552,100 Land $172,800 Building $379,300 | $552,100 Land $172,800 Building $379,300 | |
| 2022 | $11,447.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 E Joseph St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 242 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 288 (1979–2024) |
| Claims Outside the SFHA | 16 of 288 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 E Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Xfinity.
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