Monongalia County property record for 28 E Franklin Dr, Morgantown, WV 26501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2002 |
| Lot Size | 2.08 acres (90,866 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (May 2024) |
| Tax Bill | $1,083 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Jun 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-8E-0013.0000 |
| Primary APN | 03-8E-0013.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 3,024 sqft |
| Family Room | Family Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 90,866 sqft (2.08 acres) |
| Terrain | Above Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 28 E FRANKLIN DR |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26501-6943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 OR 2.086 AC AUTUMN WOODS |
| Legal Subdivision | AUTUMN WOODS |
| Legal Lot Number | 1 |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 11500 |
Source: Monongalia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 E FRANKLIN DR, MORGANTOWN, WV 26501-6943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Jun 1, 2020 | Loan Modification, Mortgage · Conventional with PMI TRUIST BK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on Record |
| Deed Sale | May 24, 2024 · Amount on Record |
| Prior Sale | Apr 25, 2013 · Amount on Record |
| Deed Document Number | 2024927868 |
| Deed Book / Page | 1847 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 28 E FRANKLIN DR, MORGANTOWN, WV 26501-6943 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000923878 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 2599/784 |
| Instrument | 923878 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 28 E FRANKLIN DR, MORGANTOWN, WV 26501-6943 |
| Document Number | 0000792702 |
| Instrument Date | Jun 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 E FRANKLIN DR MORGANTOWN WV 265016943, MORGANTOWN, WV 26501-6943 |
| Document Number | 0000792702 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 002355/000759 |
| Instrument | 792702 |
| Name | TRUIST BK |
|---|---|
| Address | GREENVILLE, SC 29607 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 28 E FRANKLIN DR, MORGANTOWN, WV 26501-6943 |
| Document Number | 0000796948 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 28 E FRANKLIN DR MORGANTOWN WV 265016943, MORGANTOWN, WV 26501-6943 |
| Document Number | 0000796948 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 002370/000278 |
| Instrument | 796948 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2050 |
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,083.00 (+5.25%) | $101,460 (+5.29%) Land $24,720 Building $76,740 | $169,100 (+5.29%) Land $41,200 Building $127,900 |
| 2025 | $1,029.00 (+13.2%) | $96,360 (+13.34%) Land $24,720 Building $71,640 | $160,600 (+13.34%) Land $41,200 Building $119,400 |
| 2023 | $909.00 (+5.09%) | $85,020 (+0.71%) Land $24,720 Building $60,300 | $141,700 (+0.71%) Land $41,200 Building $100,500 |
| 2022 | $865.00 | $84,420 Land $24,660 Building $59,760 | $140,700 Land $41,100 Building $99,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLEASANT VALLEY PSD serves 2,231 people · EPA ID WV3303112 |
|---|---|
| Water Source | Purchased surface water from MORGANTOWN UTILITY BOARD |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jul 2019 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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