28 E Central Ave, Westfield, NY 14787 Property Records

Chautauqua County and Westfield Town property record for 28 E Central Ave, Westfield, NY 14787

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1950
Lot Size	0.266 acres (11,600 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Apr 2026)
Tax Bill	$2,455 (2026)
Deeds & Mortgages	Jan 2005 Mortgage Apr 2026 Sale & Mortgage
APN	`067289 192.09-2-14`

Property Details

APN / Parcel Number

Primary APN	`067289 192.09-2-14`
Alternative APN	`72891920090002014000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Raised
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	116 ft deep x 100 ft wide
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 E CENTRAL AVE
City	WESTFIELD
State	NY
Zip	14787-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	OLD APN: 067289 25-6-7
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2007
Census Tract	36500

Owner

Source: Chautauqua County and Westfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2416 PICKWICK DR, HENDERSON, NV 89014-3756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2005	Deed of Trust, Mortgage WELLS FARGO BANK NA
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Deed Document Number	20262886
Record Updated	Oct 29, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	28 E CENTRAL AVE, WESTFIELD, NY 14787-9714
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002792/0000000764
Date	Jan 14, 2005
Book Page	0000002792/0000000764
Instrument	0000000205

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jan 1, 2012

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Apr 20, 2026
Property Address	28 E CENTRAL AVE, WESTFIELD, NY 14787-9714
Document Number	0000002886
Instrument Date	Mar 30, 2026
Instrument	2026.2886
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47,268.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 PICKWICK DR, HENDERSON, NV 89014-3756

Mortgage

Document Number	0000001913,
Date	Apr 20, 2026
Instrument	2026.1913

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2045

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Chautauqua County and Westfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Westfield Town
Unified School District	Westfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,455.00 (+0.61%) Homeowner's exemption Senior Citizen's exemption
2025	$2,440.00	$56,500 (-) Land $16,600 Building $39,900	$111,900 (+17.84%) Land $32,877 Building $79,023
2023		$56,500 (-) Land $16,600 Building $39,900	$94,958 (+10.92%) Land $27,899 Building $67,059
2022	Homeowner's exemption Senior Citizen's exemption	$56,500 Land $16,600 Building $39,900	$85,606 Land $25,151 Building $60,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD VILLAGE AND TOWN serves 3,890 people · EPA ID NY0615782
Water Source	Surface water
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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