28 E 4th St, Otterbein, IN 47970 Property Records

Benton County property record for 28 E 4th St, Otterbein, IN 47970

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 998 sqft · built 2010
Lot Size	0.09 acres (3,915 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Nov 2023)
Tax Bill	$161 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`002-00198-00`

Property Details

APN / Parcel Number

Primary APN	`002-00198-00`
Alternative APNs	`04-11-33-114-005.000-002` `00000989988`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	998 sqft Living Area
1st Floor Area	998 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,915 sqft (0.09 acres)
Lot Dimensions	87 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000989988
Street Address	28 E 4TH ST
City	OTTERBEIN
State	IN
Zip	47970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 60 87 X 45 IN W1/2
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF OTTERBEIN
Legal Lot Number	60
Jurisdiction	BENTON IN
Township / Civil Division	BOLIVAR
Census Block Group	4
Census Block	4077
Census Tract	100100

Owner

Source: Benton County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 E 4TH ST, OTTERBEIN, IN 47970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIR WAY LENDING LLC
Nov 27, 2023	Warranty Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Oct 11, 2022
Deed Document Number	20231422
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Nov 27, 2023
Property Address	28 E 4TH ST, OTTERBEIN, IN 47970
Document Number	2023001422
Instrument Date	Nov 17, 2023
Instrument	2023001422
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E 4TH ST, OTTERBEIN, IN 47970

Mortgage

Document Number	2023001423
Date	Nov 27, 2023
Instrument	2023001423

Lender

Name	FAIR WAY LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IN
Recording Date	Nov 27, 2023
Property Address	28 E 4TH ST, OTTERBEIN, IN 47970
Document Number	2023001422
Instrument Date	Nov 17, 2023
Instrument	2023001422
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E 4TH ST, OTTERBEIN, IN 47970

Tax Assessment & Valuation

Source: Benton County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Benton County
County Subdivision	Bolivar Township
Municipality	Otterbein Town
Unified School District	Benton Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$161.00 (-17.01%) Homeowner's exemption	$123,500 (+118.58%) Land $6,400 Building $117,100	$123,500 (+118.58%) Land $6,400 Building $117,100
2024	$194.00
2023		$56,500 (+7.21%) Land $5,800 Building $50,700	$56,500 (+7.21%) Land $5,800 Building $50,700
2022	$328.00	$52,700 Land $5,800 Building $46,900	$52,700 Land $5,800 Building $46,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTERBEIN WATER DEPARTMENT serves 1,262 people · EPA ID IN5204004
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Watch TV, Wintek.

Cell Coverage

5G (outdoors only) and 4G LTE

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