28 E 46th St, Bayonne, NJ 07002 Property Records

Hudson County and Bayonne City property record for 28 E 46th St, Bayonne, NJ 07002

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 1920
Lot Size	0.051 acres (2,235 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Oct 2002)
Tax Bill	$8,283 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-00082-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`01-00082-0000-00032`
Alternative APNs	`010008200032` `12072005`

Interior

Stories	2 Stories
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Construction Type	Frame
Lot Area	2,235 sqft (0.051 acres)
Lot Dimensions	100 ft deep x 22.3 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	12072005
Street Address	28 E 46TH ST
City	BAYONNE
State	NJ
Zip	07002-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	82
Legal Lot Number	32
Jurisdiction	HUDSON NJ
Township / Civil Division	BAYONNE
Census Block Group	2
Census Block	2004
Census Tract	10300

Owner

28 E 46th St is owned and occupied by two individuals who bought it in October 2002.

Source: Hudson County and Bayonne City records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 E 46TH ST, BAYONNE, NJ 07002-4026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 20, 2015	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2002 · Amount on File
Deed Sale	Oct 1, 2002 · Amount on File
Prior Sale	May 4, 1998 · Amount on File
Deed Document Number	200210722
Deed Book / Page	6054 / 213
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Recording Date	Jul 30, 2026
Property Address	28 E 46TH ST, BAYONNE, NJ 07002-4026
Document Number	0060079570
Book / Page	20996 / 354
Instrument Date	Jul 18, 2026
Instrument	202660079570
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E 46TH ST, BAYONNE, NJ 07002-4026

Mortgage

Document Number	0060079570,
Date	Jul 30, 2026
Book Page	20996/354
Instrument	202660079570

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2056

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	28 E 46TH ST, BAYONNE, NJ 07002-4026
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211203060237680
Date	Dec 3, 2021
Book Page	20133/298
Instrument	20211203060237680

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	28 E 46TH ST, BAYONNE, NJ 07002-4026
Document Number	0060084920
Instrument Date	Nov 20, 2015
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 E 46TH ST BAYONNE NJ 070024026, BAYONNE, NJ 07002-4026

Mortgage

Document Number	0060084920
Date	Jun 30, 2017
Book Page	018981/000351
Instrument	60084920

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Jun 29, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 28 E 46th St was $8,283, up 3% from the year before.

Source: Hudson County and Bayonne City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Bayonne City
Unified School District	Bayonne City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,600 (-) Land $171,000 Building $116,600	$287,600 (-) Land $171,000 Building $116,600
2025	$8,283.00 (+3.01%)	$287,600 Land $171,000 Building $116,600	$287,600 Land $171,000 Building $116,600
2024	$8,041.00
2023		$287,600 Land $171,000 Building $116,600	$287,600 Land $171,000 Building $116,600
2022	$7,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 E 46th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 E 46th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAYONNE serves 63,000 people · EPA ID NJ0901001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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