28 E 1st St, Newton, NC 28658 Property Records

Catawba County property record for 28 E 1st St, Newton, NC 28658

Property Summary

Property TypeCommercial
Details5,708 sqft · built 1920
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Jun 2022)
Tax Bill$2,120 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN3740-13-03-2823

Property Details

APN / Parcel Number

Primary APN3740-13-03-2823
Alternative APN
  • 0001215

Interior

Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area5,708 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address30 E 1ST ST
CityNEWTON
StateNC
Zip28658-3200
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeB-3
Legal Description28 E 1ST ST
JurisdictionCATAWBA NC
Township / Civil DivisionNEWTON
Census Block Group2
Census Block2050
Census Tract11200

Owner

Source: Catawba County assessment roll, APN 3740-13-03-2823, as of August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address108 N COLLEGE AVE, NEWTON, NC 28658-3237
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Jan 11, 2022Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Jun 21, 2022Warranty Deed, Transfer · Line of Credit
PEOPLES BANK
May 26, 2020Warranty Deed, Transfer · Line of Credit
PEOPLES BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleMay 26, 2020 · Amount on Record
Deed Document Number202213941
Deed Book / Page3752 / 557
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Recording DateJun 16, 2026
Property Address30 E 1ST ST, NEWTON, NC 28658-3200
Document Number0000012074
Book / Page4027 / 1635
Instrument DateJun 16, 2026
Instrument202612074
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address108 N COLLEGE AVE, NEWTON, NC 28658-3237

Mortgage

Document Number0000012074,
DateJun 16, 2026
Book Page4027/1635
Instrument202612074
Lender
NamePEOPLES BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.51%
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address28 E 1ST ST, NEWTON, NC 28658-3200
Transaction TypeMortgage
Record UpdatedNov 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037161229
DateJan 11, 2022
Book Page3716/1229
Instrument752
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateJun 21, 2022
Property Address28 E 1ST ST, NEWTON, NC 28658-3200
Document Number0037520557
Book / Page3752 / 557
Instrument DateJun 16, 2022
Instrument13941
Transaction TypeTransfer
Record UpdatedDec 16, 2022

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 492, SHERRILLS FORD, NC 28673-0492

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013942
DateJun 21, 2022
Instrument13942
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateMay 26, 2020
Property Address28 E 1ST ST, NEWTON, NC 28658-3200
Document Number0035740487
Book / Page3574 / 487
Instrument DateMay 21, 2020
Instrument9831
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$209.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 88, POLKTON, NC 28135-0088

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 492, SHERRILLS FORD, NC 28673-0492

Mortgage

Document Number0000009832
DateMay 26, 2020
Instrument9832
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Catawba County assessment roll as of August 3, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityNewton City
Unified School DistrictNewton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$532,000 (+47.57%) Land $19,200 Building $512,800
2025$2,120.00 (+29.98%)$360,500 (+87.47%) Land $19,200 Building $341,300
2024$1,631.00
2023$1,631.00$192,300 Land $19,200 Building $173,100$532,000 Land $19,200 Building $512,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), as of September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350112002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Newton Downtown Historic District
listed 2012 · 55 contributing resources · NRIS 12000253

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 232 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Ripple Fiber, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0118015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF NEWTON
serves 18,407 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting39
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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