28 E 1st St, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 28 E 1st St, Mount Vernon, NY 10550

Property Summary

Property TypeMixed Use Commercial Office / Residential
Lot Size0.05 acres (2,178 sqft)
OwnerCompany Name on Record
Tax Bill$15,468 (2026)
Deeds & MortgagesSep 2020 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN550800 165.70-3112-4

Property Details

APN / Parcel Number

Primary APN550800 165.70-3112-4
Alternative APNs
  • 080016507031120040000000
  • 083970

Exterior

Lot Area2,178 sqft (0.05 acres)

Location & Zoning

Account Number083970
Street Address28 E 1ST ST
CityMOUNT VERNON
StateNY
Zip10550-3301
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal SubdivisionVILLAGE OF MOUNT VERMON
Legal Block3112
Legal Lot Number4.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group1
Census Block1004
Census Tract3100

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address28 E 1ST ST, MOUNT VERNON, NY 10550-3301
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Line of Credit
ORANGE BANK & TRUST CO
Apr 17, 2017Deed of Trust, Mortgage
MISCELLANEOUS INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 29, 2011
Transfer Doc0512553534
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address28 E 1ST ST, MOUNT VERNON, NY 10550-3301
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0602553339
DateSep 11, 2020
Instrument602553339
Lender
NameORANGE BANK & TRUST CO
TypeBank
AddressMIDDLETOWN, NY 10940
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address28 E 1ST ST, MOUNT VERNON, NY 10550-3301
Document Number0571103148
Instrument DateApr 17, 2017
Transaction TypeMortgage
Record UpdatedMar 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28 E 1ST ST MOUNT VERNON NY 105503301, MOUNT VERNON, NY 10550-3301

Mortgage

Document Number0571103148
DateApr 24, 2017
Book Page057110/003148
Lender
NameMISCELLANEOUS INS CO
Address11426 YORK RD, COCKEYSVILLE, MD 21030-1834
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,468.00
2025$9,000 (-) Land $3,000 Building $6,000$500,000 (+6.67%) Land $166,667 Building $333,333
2024$9,000 (-) Land $3,000 Building $6,000$468,750 (-10.94%) Land $156,250 Building $312,500
2023$9,000 Land $3,000 Building $6,000$526,316 Land $175,439 Building $350,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1983–1984)
Claims Outside the SFHA4 of 4
Most Recent ClaimNov 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile.

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