28 E 1st St, Lexington, NC 27292 Property Records

Davidson County property record for 28 E 1st St, Lexington, NC 27292

Property Summary

Property TypeCommercial
Details1 ba · 1,128 sqft · built 1930
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (May 2025)
Tax Bill$592 (2026)
Deeds & MortgagesJul 2019 Mortgage
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN11-060-0-00D-0005

Property Details

APN / Parcel Number

Primary APN11-060-0-00D-0005
Alternative APNs
  • 9229267
  • 9283210

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,128 sqft Total Area
1st Floor Area576 sqft
Interior WallsMasonry
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeRigid Frame Bar Joist
Roof MaterialOther
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions96 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number9283210
Street Address28 E 1ST ST
CityLEXINGTON
StateNC
Zip27292-3402
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeU
Legal DescriptionBD L5 BK2703-1221 E 1ST ST
JurisdictionDAVIDSON NC
Township / Civil DivisionLEXINGTON
Census Block Group3
Census Block3046
Census Tract61400

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address623 SHERMAN DR, LEXINGTON, NC 27295-6737
Owner TypeIndividual
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
COGENT BANK
May 15, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2025 · Amount on Record
Deed SaleMay 30, 2025 · Amount on Record
Prior SaleMay 15, 2017 · Amount on Record
Deed Document Number20259603
Deed Book / Page2703 / 1221
Prior Transfer DateJan 2, 2004
Prior Transfer Doc0014900480
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Property Address28 E 1ST ST, LEXINGTON, NC 27292-3402
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023661679
DateJul 24, 2019
Book Page2366/1679
Instrument2019000014621
Lender
NameCOGENT BANK
TypeBank
AddressGREENSBORO, NC 27408
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIDSON NC
Recording DateMay 15, 2017
Property Address28 E 1ST ST, LEXINGTON, NC 27292-3402
Document Number0022681497
Book / Page002268 / 001497
Instrument DateMay 15, 2017
Instrument10289
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 GREENTREE DR LEXINGTON NC 272958718, LEXINGTON, NC 27295-8718

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
MunicipalityLexington City
Unified School DistrictLexington City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$592.00 (+3.5%)$39,270 (+2.94%)$39,270 (+2.94%) Land $20,090 Building $19,180
2025$572.00 (-0.69%)$38,150 (-)$38,150 (-) Land $21,530 Building $16,620
2023$576.00$38,150$38,150 Land $21,530 Building $16,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2003)
Most Recent ClaimSep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEXINGTON
serves 19,632 people · EPA ID NC0229010
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Total trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · Cable · DSL
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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