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28 E 1st St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 28 E 1st St, Howell, NJ 07731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,282 sqft · built 1975
Lot Size0.344 acres (15,002 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Oct 2021)
Tax Bill$8,707 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-00122-0000-00014

Property Details

APN / Parcel Number

Primary APN21-00122-0000-00014
Alternative APNs
  • 210012200014
  • 050490

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,282 sqft Living Area
1st Floor Area1,282 sqft
Basement Area1,140 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area15,002 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area444 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic

Location & Zoning

Account Number050490
Street Address28 E 1ST ST
CityHOWELL
StateNJ
Zip07731-8589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTOWNSHIP/HOWELL
Legal Block122
Legal Lot Number14
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group3
Census Block3005
Census Tract811200

Owner

Source: Monmouth County and Howell Township records · APN 21-00122-0000-00014

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 E 1ST ST, HOWELL, NJ 07731-8589
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Sep 20, 2019Grant Deed, Transfer · Conventional with PMI
PNC BK
Jun 01, 2018Trustee's Deed, Construction Loan · Construction Mortgage
LOAN FUNDER LLC SERIES 3895

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleSep 20, 2019 · Amount on Record
Deed Document Number2021150920
Deed Book / Page9550 / 3154
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateOct 12, 2021
Property Address28 E 1ST ST, HOWELL, NJ 07731-8589
Document Number0095503154
Book / Page9550 / 3154
Instrument DateAug 24, 2021
Instrument2021150920
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyCONSUMERS TITLE COMPANY, CONSUMERS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,311.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 E 1ST ST, 28, HOWELL, NJ 07731-8589

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E 1ST ST, HOWELL, NJ 07731-8589
InvestorPossibly a Property Investor

Mortgage

Document Number2021150921
DateOct 12, 2021
Instrument2021150921
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2051

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateSep 20, 2019
Property Address28 E 1ST ST, HOWELL, NJ 07731-8589
Document Number0000087865
Book / Page009369 / 006266
Instrument DateJul 29, 2019
Instrument87865
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$297.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E 1ST ST HOWELL NJ 077318589, HOWELL, NJ 07731-8589

Mortgage

Document Number87866
DateSep 20, 2019
Book Page009369/006282
Instrument87866
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 19, 2049

June 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONMOUTH NJ
Recording DateJun 01, 2018
Property Address28 E 1ST ST, HOWELL, NJ 07731-8589
Document Number0000054062
Book / Page009290 / 002945
Instrument DateMar 20, 2018
Instrument54062
Transaction TypeConstruction Loan
Record UpdatedMar 01, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address465 PARK AVE LAKEWOOD NJ 087013437, LAKEWOOD, NJ 08701-3437
InvestorPossibly a Property Investor

Mortgage

Document Number54063
DateJun 01, 2018
Book Page009290/003017
Instrument54063
Lender
NameLOAN FUNDER LLC SERIES 3895
Address40 W 57TH ST # 2040, NEW YORK, NY 10019-4032
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 31, 2019

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$554,700 (+9.39%) Land $267,200 Building $287,500$554,700 (+9.39%) Land $267,200 Building $287,500
2025$8,707.00 (+3.98%)$507,100 (+17.85%) Land $222,200 Building $284,900$507,100 (+17.85%) Land $222,200 Building $284,900
2024$8,374.00 (+1.82%)
2023$430,300 Land $157,200 Building $273,100$430,300 Land $157,200 Building $273,100
2022$8,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258112003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1984)
Most Recent ClaimJun 1984, tidal / storm surge

Wildfire

Wildfire RiskLow
above 37% of the US · above 58% of New Jersey
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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