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28 E 120th St, Chicago, IL 60628 Property Records

Cook County property record for 28 E 120th St, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 882 sqft · built 1898
Lot Size0.086 acres (3,750 sqft)
OwnerCompany Name on Record
Tax Bill$867 (2024)
Deeds & MortgagesDec 2025 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN25-27-102-023

Property Details

APN / Parcel Number

Primary APN25-27-102-023
Alternative APN
  • 25-27-102-023-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area882 sqft Living Area
1st Floor Area882 sqft

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,750 sqft (0.086 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address28 E 120TH ST
CityCHICAGO
StateIL
Zip60628-6146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Description(YOUNG) & (CLARKSONS) SUB OF BLK9 IN FIRST ADD TO KEN SINGTON A SUB OF PT OF SW SEC22 N OF IBL & WH OF SEC27 N OF IBL & PT OF
Legal Range14E
Legal Township37N
Legal Section27
Legal SubdivisionYOUNG & CLARKSONS
Legal Block9
Legal Lot Number15,16
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group3
Census Block3006
Census Tract530600

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address28 E 120TH ST, CHICAGO, IL 60628-6146
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED MORTGAGE LENDING LLC
Dec 8, 2018Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2008
Deed SaleMay 19, 2008
Prior SaleJan 21, 1994 · Amount on Record
Deed Document Number20085091
Prior Transfer DateJan 28, 2006
Prior Transfer Doc0000055030
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address28 E 120TH ST, CHICAGO, IL 60628-6146
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E 120TH PL ENOL, CHICAGO, IL 60628-6600

Mortgage

Document Number0035322124
DateDec 19, 2025
Instrument2535322124
Lender
NameUNITED MORTGAGE LENDING LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJul 1, 2055
Interest
Rate TypeFixed Rate
Rate6.87%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address28 E 120TH ST, CHICAGO, IL 60628-6146
Document Number1914312041
Instrument DateDec 8, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 E 120TH ST CHICAGO IL 606286146, CHICAGO, IL 60628-6146

Mortgage

Document Number1914312041
DateMay 23, 2019
Instrument14312041
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2049
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,600 (+51.79%) Land $4,249 Building $3,351$76,000 (+51.79%) Land $42,490 Building $33,510
2024$867.00 (+142.18%)
2023$358.00 (+9.48%)
2022$327.00$5,007 Land $3,562 Building $1,445$50,070 Land $35,620 Building $14,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimNov 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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