28 Durham Dr, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 28 Durham Dr, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,652 sqft · built 1987
Lot Size	1.02 acres (44,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,375,000 (Aug 2025)
Tax Bill	$25,957 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Nov 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0016 B:0000 L:2189`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0016 B:0000 L:2189`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	6,652 sqft Living Area
Gross Area	14,386 sqft
Basement Area	3,812 sqft
Unfinished Basement	3,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,653 sqft (1.02 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	28 DURHAM DR
City	LYNNFIELD
State	MA
Zip	01940-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	2189
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	1
Census Block	1004
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 DURHAM DR, LYNNFIELD, MA 01940-1064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 26, 2024	Personal Representative Deed, Transfer
May 20, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Deed Document Number	20252040
Deed Book / Page	42878 / 189
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Aug 8, 2025
Property Address	28 DURHAM DR, LYNNFIELD, MA 01940-1064
Document Number	042878-189
Book / Page	42878 / 189
Instrument Date	Aug 8, 2025
Instrument	20250808002040
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 DURHAM DR, LYNNFIELD, MA 01940-1064

Mortgage

Document Number	20250808002050
Date	Aug 8, 2025
Instrument	20250808002050

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Sep 1, 2032
Index	Other

November 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Nov 26, 2024
Property Address	28 DURHAM DR, LYNNFIELD, MA 01940-1064
Document Number	042454-309
Book / Page	42454 / 309
Instrument Date	Nov 21, 2024
Instrument	20241126001100
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DURHAM DR, LYNNFIELD, MA 01940-1064

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	28 DURHAM DR, LYNNFIELD, MA 01940-1064
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37520-101
Date	May 20, 2019
Book Page	37520/101
Instrument	20190520000710

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,957.00 (+11.67%)	$2,265,000 (+2.9%) Land $750,600 Building $1,487,600	$2,474,040 (+10.8%)
2025	$23,245.00 (+3.45%)	$2,201,200 (+2.96%) Land $728,700 Building $1,472,500	$2,232,975
2024	$22,470.00 (+3.1%)	$2,138,000 (+10.85%) Land $707,500 Building $1,430,500
2023	$21,795.00	$1,928,800 Land $626,800 Building $1,302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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