28 Durgan Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 28 Durgan Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,966 sqft · built 2001
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Tax Bill	$7,944 (2026)
Deeds & Mortgages	Sep 2020 Loan Modification Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094000 292.-1-16.5`

Property Details

APN / Parcel Number

Primary APN	`094000 292.-1-16.5`
Alternative APN	`400029200000010160050000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,966 sqft Living Area
1st Floor Area	2,628 sqft
Upper Floors Area	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	896 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	28 DURGAN RD
City	PERU
State	NY
Zip	12972-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 PGL SURVEY PL-A-128
Legal Block	1
Legal Lot Number	16.005
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	2
Census Block	2027
Census Tract	101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	28 DURGAN RD, PERU, NY 12972-4716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Loan Modification, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLINTON NY
Property Address	28 DURGAN RD, PERU, NY 12972-4716
Document Number	0000310653
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DURGAN RD PERU NY 129724716, PERU, NY 12972-4716

Mortgage

Document Number	0000310653
Date	Oct 13, 2020
Instrument	310653

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

Interest

Rate	2.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	28 DURGAN RD, PERU, NY 12972-4716
Document Number	0000310652
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DURGAN RD PERU NY 129724716, PERU, NY 12972-4716

Mortgage

Document Number	0000310652
Date	Oct 13, 2020
Instrument	310652

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2035

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,944.00 (+217%) Homeowner's exemption
2025	$2,506.00	$451,900 (+14.03%) Land $41,800 Building $410,100	$451,900 (+14.03%) Land $41,800 Building $410,100
2023		$396,300 Land $36,800 Building $359,500	$396,300 Land $36,800 Building $359,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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