28 Dune Comet Ln, Unit A, Inlet Beach, FL 32461 Property Records

Walton County property record for 28 Dune Comet Ln, Unit A, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,678 sqft · built 2017
Lot Size	0.02 acres (907 sqft)
Owner	Company Name on Record
Last Sale	$980,000 (Jun 2023)
Tax Bill	$7,437 (2024)
Deeds & Mortgages	Jul 2023 Transfer Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16205-000-4400`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16205-000-4400`
Alternative APN	`1085457`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	2,231 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	907 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085457
Street Address	28 DUNE COMET LN UNIT A, A
City	INLET BEACH
State	FL
Zip	32461-0934
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 440 PROMINENCE PHASE 3 NORTH PB 20-9 OR 3074-4876 OR 3292-560 OR 3292-3111 OR 3293-2694 OR 3296-3400
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PHASE 3
Legal Phase	3
Legal Lot Number	440
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1049
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4136 CRESCENT DR, CHESTER SPRINGS, PA 19425-3912
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 23, 2023	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Jun 15, 2023	Intrafamily Transfer, Transfer MERINO TITLE LLC
Jun 9, 2023	Quit Claim Deed, Transfer MERINO TITLE LLC
May 29, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Jun 23, 2023 · Amount on Record
Deed Document Number	0032932694
Deed Book / Page	3293 / 2694
Last Transfer Date	Jul 24, 2023
Transfer Doc	0032963400
Record Updated	Jun 8, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 24, 2023
Property Address	28 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0934
Document Number	0032963400
Book / Page	3296 / 3400
Map Reference	MB 20 PG 9&10
Instrument Date	Jul 17, 2023
Instrument	20230026276
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4136 CRESCENT DR, CHESTER SPRINGS, PA 19425-3912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4136 CRESCENT DR, CHESTER SPRINGS, PA 19425-3912

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 23, 2023
Property Address	28 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0934
Document Number	0032932694
Book / Page	3293 / 2694
Map Reference	MB 20 PG 9&10
Instrument Date	Jun 22, 2023
Instrument	20230022368
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	NOT AVAILABLE, TRADEWINDS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 AUGUSTA DR, CANTON, GA 30115-6549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4136 CRESCENT DR, CHESTER SPRGS, PA 19425-3912

Mortgage

Document Number	0032932696
Date	Jun 23, 2023
Instrument	3293/2696

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	6%
Max Rate At Change	8%
Index	Other
Max Rate	11%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jun 15, 2023
Property Address	28 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0934
Document Number	0032923111
Book / Page	3292 / 3111
Map Reference	MB 20 PG 9&10
Instrument Date	Jun 13, 2023
Instrument	20230021208
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	MERINO TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 DUNE COMET LN, INLET BEACH, FL 32461-0933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DUNE COMET LN, INLET BEACH, FL 32461-0933

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jun 9, 2023
Property Address	28 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0934
Document Number	0032920560
Book / Page	3292 / 560
Map Reference	MB 20 PG 9&10
Instrument Date	Jun 9, 2023
Instrument	20230020508
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	MERINO TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 AUGUSTA DR, CANTON, GA 30115-6549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0934

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	May 29, 2018
Property Address	28 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0934
Document Number	0030744876
Book / Page	003074 / 004876
Instrument Date	May 23, 2018
Instrument	17683
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,149.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	524 AUGUSTA DR CANTON GA 301156549, CANTON, GA 30115-6549

Mortgage

Document Number	30744877
Date	May 29, 2018
Book Page	003074/004877
Instrument	17684

Lender

Name	SUPREME LNDG
Address	DALLAS, UT 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$809,044 (-10.9%) Land $300,000 Building $509,044	$809,044 (-10.9%) Land $300,000 Building $509,044
2024	$7,437.00 (+15.57%)
2023	$6,435.00 (+7.55%)	$908,003 (+1%) Building $908,003	$908,003 (+1%) Building $908,003
2022	$5,983.00	$825,458 Building $825,458	$825,458 Building $825,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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