28 Druid Hill Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 28 Druid Hill Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,380 sqft · built 1928
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,000 (Jul 2019)
Tax Bill	$24,765 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04801-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`18-04801-0000-00017`
Alternative APNs	`1800094A00017` `180480100017`

Interior

Stories	2 Stories
Building Area	3,380 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,898 sqft (0.342 acres)

Location & Zoning

Old Parcel Number	1800094A00017
Street Address	28 DRUID HILL RD
City	SUMMIT
State	NJ
Zip	07901-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	PROPERTY/COMMONWEALTH LAND COM
Legal Block	4801
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2008
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 DRUID HILL RD, SUMMIT, NJ 07901-3214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 23, 2018	Deed of Trust, Mortgage HAVEN SAVINGS BANK
Jul 23, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Dec 13, 2000 · Amount on Record
Deed Document Number	2019315225
Deed Book / Page	6332 / 2212
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	28 DRUID HILL RD, SUMMIT, NJ 07901-3214
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153622410
Date	May 11, 2023
Book Page	15362/2410
Instrument	51757

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	28 DRUID HILL RD, SUMMIT, NJ 07901-3214
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0151062815
Date	Nov 19, 2021
Book Page	15106/2815
Instrument	25456

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	28 DRUID HILL RD, SUMMIT, NJ 07901-3214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144440802
Date	May 23, 2018
Book Page	14444/0802
Instrument	657628

Lender

Name	HAVEN SAVINGS BANK
Type	Bank
Address	HOBOKEN, NJ 07030

Agreement

Amount	Amount Recorded

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 23, 2019
Property Address	28 DRUID HILL RD, SUMMIT, NJ 07901-3214
Document Number	0063322212
Book / Page	6332 / 2212
Instrument Date	Jul 18, 2019
Instrument	315225
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Tax	$19,631.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 DRUID HILL RD, 28, SUMMIT, NJ 07901-3214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DRUID HILL RD, SUMMIT, NJ 07901-3214
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,900 (-) Land $342,000 Building $211,900	$553,900 (-) Land $342,000 Building $211,900
2025	$24,765.00 (+2.64%)	$553,900 (-) Land $342,000 Building $211,900	$553,900 (-) Land $342,000 Building $211,900
2024	$24,127.00 (+1.7%)
2023		$553,900 Land $342,000 Building $211,900	$553,900 Land $342,000 Building $211,900
2022	$23,723.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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