Union County and Summit City property record for 28 Dorchester Rd, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 5,857 sqft · built 1990 |
| Lot Size | 0.541 acres (23,566 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,375,000 (Jul 2022) |
| Tax Bill | $38,316 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03006-0000-00008 |
| Primary APN | 18-03006-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,857 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 23,566 sqft (0.541 acres) |
| Garage Type | Attached |
| Old Parcel Number | 1800096L00006 |
|---|---|
| Street Address | 28 DORCHESTER RD |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 3006 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 37900 |
28 Dorchester Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 DORCHESTER RD, SUMMIT, NJ 07901-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Jul 28, 2022 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 23, 2021 | Intrafamily Transfer, Transfer |
| May 9, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on File |
| Deed Sale | Jul 28, 2022 · Amount on File |
| Prior Sale | Jul 19, 2010 · Amount on File |
| Deed Document Number | 202220748 |
| Deed Book / Page | 6475 / 20 |
| Prior Transfer Date | Jan 11, 2021 |
| Prior Transfer Doc | 0064020453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 DORCHESTER RD, SUMMIT, NJ 07901-3006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0151022893 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 15102/2893 |
| Instrument | 25105 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.78% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 7.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 28, 2022 |
| Property Address | 28 DORCHESTER RD, SUMMIT, NJ 07901-3006 |
| Document Number | 0064750020 |
| Book / Page | 6475 / 20 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 20748 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 CLAREMONT RD, BERNARDSVILLE, NJ 07924-1506 |
| Name | Verified Name |
|---|---|
| Address | 28 DORCHESTER RD, SUMMIT, NJ 07901-3006 |
| Document Number | 0000040995 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 40995 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 23, 2021 |
| Property Address | 28 DORCHESTER RD, SUMMIT, NJ 07901-3006 |
| Document Number | 0064020453 |
| Book / Page | 6402 / 453 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 1860 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 DORCHESTER RD, SUMMIT, NJ 07901-3006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 28 DORCHESTER RD, SUMMIT, NJ 07901-3006 |
| Document Number | 0144470462 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 28 DORCHESTER RD SUMMIT NJ 079013006, SUMMIT, NJ 07901-3006 |
| Document Number | 0144470462 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 014447/000462 |
| Instrument | 657887 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 29, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 28 Dorchester Rd was $38,316, up 4.5% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $857,000 (-) Land $326,100 Building $530,900 | $857,000 (-) Land $326,100 Building $530,900 | |
| 2025 | $38,316.00 (+4.47%) | $857,000 Land $326,100 Building $530,900 | $857,000 Land $326,100 Building $530,900 |
| 2024 | $36,678.00 | ||
| 2023 | $842,000 Land $326,100 Building $515,900 | $842,000 Land $326,100 Building $515,900 | |
| 2022 | $36,062.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28 Dorchester Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (2004–2026) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Jul 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Dorchester Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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