28 Denver St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 28 Denver St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,350 sqft · built 1936
Lot Size	0.162 acres (7,061 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,558 (2026)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-E B:0007 L:0006`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-E B:0007 L:0006`
Alternative APNs	`M:007=E B:0007 L:0006` `9340003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	3,181 sqft
1st Floor Area	1,080 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,061 sqft (0.162 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	9340003
Street Address	28 DENVER ST
City	SAUGUS
State	MA
Zip	01906-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	7
Legal Lot Number	6
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3016
Census Tract	208200

Owner

28 Denver St is owned and occupied by two individuals who acquired it in August 2023.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 DENVER ST, SAUGUS, MA 01906-2452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015
Deed Sale	Sep 18, 2015
Prior Sale	Oct 11, 2006
Deed Document Number	2015378
Deed Book / Page	34383 / 430
Last Transfer Date	Aug 24, 2023
Transfer Doc	041738-250
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 30, 2023
Property Address	28 DENVER ST, SAUGUS, MA 01906-2452
Document Number	041738-250
Book / Page	41738 / 250
Instrument Date	Aug 24, 2023
Instrument	20230830003770
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DENVER ST, SAUGUS, MA 01906-2452

Tax Assessment & Valuation

The 2026 property tax bill for 28 Denver St was $5,558, up 3.7% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,558.00 (+3.66%)	$533,400 (+6.23%) Land $335,200 Building $194,400	$570,536 (+0.19%)
2025	$5,362.00 (+4.36%)	$502,100 (+4.08%) Land $304,700 Building $197,400	$569,430
2024	$5,138.00 (+1.5%)	$482,400 (+7.3%) Land $287,300 Building $195,100
2023	$5,062.00	$449,600 Land $252,500 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Denver St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1991–2008)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Denver St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20