28 Deerfield Dr, Ward, AR 72176 Property Records

Lonoke County property record for 28 Deerfield Dr, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,324 sqft · built 1995
Lot Size	0.227 acres (9,910 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2007 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`800-13009-000`

Property Details

APN / Parcel Number

Primary APN	`800-13009-000`
Alternative APN	`38291`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,324 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,910 sqft (0.227 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	982 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	96 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38291
Street Address	28 DEERFIELD DR
City	WARD
State	AR
Zip	72176-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	05N
Legal Section	33
Legal Subdivision	DEERFIELD ESTATES I
Legal Block	1
Legal Lot Number	9
Jurisdiction	LONOKE AR
Township / Civil Division	CAROLINE
Census Block Group	1
Census Block	1050
Census Tract	20102

Owner

Source: Lonoke County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 DEERFIELD DR, WARD, AR 72176-8569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 16, 2007	Loan Modification, Mortgage · FHA Mortgage CHASE BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2010
Deed Sale	Jul 8, 2010
Prior Sale	Jul 18, 2007
Deed Document Number	20107007
Transfer Doc	0000007007
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	28 DEERFIELD DR, WARD, AR 72176-8569
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 DEERFIELD DR, WARD, AR 72176-8569

Mortgage

Document Number	0000010655
Date	Dec 6, 2023
Book Page	2023/10655
Instrument	2023-10655

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Aug 1, 2051

July 2007: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	28 DEERFIELD DR, WARD, AR 72176-8569
Document Number	0000003036
Instrument Date	Jul 16, 2007
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 DEERFIELD DR WARD AR 721768569, WARD, AR 72176-8569

Mortgage

Document Number	0000003036
Date	Apr 3, 2018
Instrument	3036

Lender

Name	CHASE BK/MD
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 (+75.53%) Homeowner's exemption	$22,830 (-) Land $4,600 Building $18,230	$114,150 (-) Land $23,000 Building $91,150
2024	$662.00 (-10.18%)
2023	$737.00 Homeowner's exemption	$22,830 Land $4,600 Building $18,230	$114,150 Land $23,000 Building $91,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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