28 David St, Mount Joy, PA 17552 Property Records

Lancaster County property record for 28 David St, Mount Joy, PA 17552

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,105 sqft · built 1930
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$282,000 (Dec 2021)
Tax Bill$4,980 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN450-20459-0-0000

Property Details

APN / Parcel Number

Primary APN450-20459-0-0000
Alternative APN
  • 45010E8 3 40

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,105 sqft Living Area
Gross Area3,092 sqft
1st Floor Area957 sqft
Upper Floors Area1,148 sqft
Basement Area957 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.52 acres)
PorchEnclosed Porch
Porch Area222 sqft
Deck Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 DAVID ST
CityMOUNT JOY
StatePA
Zip17552-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 DAVID ST
Legal SubdivisionMOUNT JOY BOROUGH
Legal Lot Number40
JurisdictionLANCASTER PA
Township / Civil DivisionMOUNT JOY
Census Block Group2
Census Block2017
Census Tract10901

Owner

Source: Lancaster County records · APN 450-20459-0-0000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 DAVID ST, MOUNT JOY, PA 17552-2202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed, Transfer · Conventional Mortgage
EMM LOANS LLC
Jan 26, 2021Intrafamily Transfer, Transfer · VA Mortgage
USAA FSB
Jun 26, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Prior SaleJan 26, 2021
Deed Document Number20216654627
Prior Transfer DateAug 21, 2020
Prior Transfer Doc0006576415
Record UpdatedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateDec 28, 2021
Property Address28 DAVID ST, MOUNT JOY, PA 17552-2202
Document Number0006654627
Instrument DateDec 15, 2021
Instrument6654627
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyREGAL ABSTRACT LANCASTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 DAVID ST, MOUNT JOY, PA 17552-2202

Mortgage

Document Number0006654628
DateDec 28, 2021
Instrument6654628
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANCASTER PA
Recording DateJan 26, 2021
Property Address28 DAVID ST, MOUNT JOY, PA 17552-2202
Document Number0006576415
Instrument DateAug 21, 2020
Instrument6576415
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 DAVID ST, MOUNT JOY, PA 17552-2202

Mortgage

Document Number0006576416
DateJan 26, 2021
Instrument6576416
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueOct 01, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER PA
Recording DateJun 26, 2020
Property Address28 DAVID ST, MOUNT JOY, PA 17552-2202
Document Number0006529233
Instrument DateJun 22, 2020
Instrument6529233
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 DAVID ST MOUNT JOY PA 175522202, MOUNT JOY, PA 17552-2202

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityMount Joy Borough
Unified School DistrictDonegal School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$182,900 (-) Land $60,900 Building $122,000$182,900 (-) Land $60,900 Building $122,000
2025$4,980.00 (+1.78%)
2024$4,893.00$182,900 Land $60,900 Building $122,000
2018$182,900 Land $60,900 Building $122,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (42071C), updated June 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420710109012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2018 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 440 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMT JOY BORO AUTH
serves 15,261 people
Water SourceGroundwater influenced by surface water
Last State InspectionJan 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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