Buncombe County property record for 28 Daphne Dr, Arden, NC 28704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,313 sqft · built 2011 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Mar 2015) |
| Tax Bill | $1,584 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 664314-2020-202 |
| Primary APN | 664314-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,313 sqft Living Area |
| Gross Area | 1,549 sqft |
| 1st Floor Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 236 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 664314-2020-202 |
|---|---|
| Street Address | 28 DAPHNE DR |
| City | ARDEN |
| State | NC |
| Zip | 28704-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: WAIGHTSTILL MOUNTAIN LOT: 13 PLAT: 0112-0165 |
| Legal Subdivision | WAIGHTSTILL MOUNTAIN |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | AVERY CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2303 |
28 Daphne Dr is owned by a company that acquired it in July 2017 and is owner-occupied.
Source: Buncombe County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 DAPHNE DR, ARDEN, NC 28704-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2015 · Amount on File |
| Deed Sale | Mar 26, 2015 · Amount on File |
| Prior Sale | Dec 1, 2011 · Amount on File |
| Deed Book / Page | 5298 / 23 |
| Last Transfer Date | Jul 25, 2017 |
| Transfer Doc | 0055780118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 9, 2026 |
| Property Address | 28 DAPHNE DR, ARDEN, NC 28704-9693 |
| Document Number | 6636001411 |
| Book / Page | 6636 / 1411 |
| Instrument Date | Oct 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 6636001411, |
|---|---|
| Date | Oct 9, 2026 |
| Book Page | 6636/1411 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 28 DAPHNE DR, ARDEN, NC 28704-9693 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0059541001 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 5954/1001 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 7, 2017 |
| Property Address | 28 DAPHNE DR, ARDEN, NC 28704-9693 |
| Document Number | 0055780118 |
| Book / Page | 005578 / 000118 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 28 DAPHNE DR ARDEN NC 287049693, ARDEN, NC 28704-9693 |
The 2025 property tax bill for 28 Daphne Dr was $1,584, up 4.7% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,584.00 (+4.69%) | $245,800 Land $54,600 Building $191,200 | $245,800 Land $54,600 Building $191,200 |
| 2024 | $1,513.00 (+3.35%) | ||
| 2023 | $1,464.00 | $245,800 | $245,800 Land $54,600 Building $191,200 |
| 2021 | $245,800 Land $54,600 Building $191,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Daphne Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Daphne Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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