28 Cutts St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 28 Cutts St, Biddeford, ME 04005

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 4 ba · 4,100 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jun 2022)
Tax Bill	$7,374 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:38 L:53`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:38 L:53`
Alternative APN	`380530000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Units	4 Units
Stories	3 Stories
Building Area	4,100 sqft Living Area
Gross Area	5,612 sqft
1st Floor Area	1,730 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	380530000
Street Address	28 CUTTS ST
City	BIDDEFORD
State	ME
Zip	04005-2484
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	MSRD2
Legal Lot Number	53
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2004
Census Tract	25204

Owner

Source: York County and Biddeford City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	169 ROCHESTER ST, WESTBROOK, ME 04092-4237
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Jul 14, 2016
Deed Document Number	20222022023437
Deed Book / Page	19039 / 225
Transfer Doc	0172750828
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 1, 2022
Property Address	28 CUTTS ST, BIDDEFORD, ME 04005-2484
Document Number	0190390225
Book / Page	19039 / 225
Instrument Date	May 31, 2022
Instrument	2022023437
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 ROCHESTER ST, WESTBROOK, ME 04092-4237

Mortgage

Document Number	2022023438
Date	Jun 1, 2022
Instrument	2022023438

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,374.00 (+6.35%)	$493,600 (+1.23%) Land $176,900 Building $316,700
2024	$6,934.00 (+8.39%)	$487,600 (-) Land $176,900 Building $310,700
2023	$6,397.00 (+33.1%)	$487,600 (+66.47%) Land $176,900 Building $310,700
2022	$4,806.00	$292,900 Land $93,400 Building $199,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband, Verizon, Xfinity.

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